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The Latest Breaking News from GOBankingRates

I Asked ChatGPT When the Best Time To Refinance Is

If you bought your home when mortgage rates were higher than wanted, with plans to refinance once they dropped, you're not alone. But when is the best time?

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5 Dollar Tree Items That Outshine Sam’s Club in Price

Here's a look at where Sam's Club falls short in comparison to Dollar Tree prices.

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4 Places Retirees Should Avoid Moving To in 2026 — According to Real Estate Agent

Here are four places retirees might want to avoid moving to in 2026, according to Damarys Cover, seniors real estate specialist.

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This Simple Homebuying Step Can Save You Over $1K a Year

Most homebuyers skip this step -- but it could save you $1,000 a year and expand your home options. Here’s how to shop smart for a mortgage.

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7 Valentine’s Gifts at Walmart You Can Save for the Holidays

Just because something is marketed as a Valentine's Day gift doesn't mean it has to be given on Feb. 14. Walmart has some items that you might want to pick up now and save for the holiday season....

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4 Features of the Most Expensive Celebrity Homes — and How To Replicate Them in Your Home

You can replicate these luxe features in your own home and with affordable products that can get you part of the way there.

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Ramit Sethi: 8 Biggest Money Regrets (And What To Do Instead)

Learn from Ramit Sethi’s biggest money regrets, from saving late to bad spending habits—and discover smarter financial moves to build lasting wealth.

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5 Surprising Ways To Make Money That Don’t Feel Like Work

Make extra money with these low-effort side gigs — perfect for anyone who wants passive income without the burnout.

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Student Loans May Be Trickier for These 8 Careers

The Department of Education has placed new limits on how much money students can borrow in federal student loans to cover the costs of graduate programs.

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‘I Have $10K in Credit Card Debt. What’s the Fastest Way To Pay It Down?’ — a CFP Answers

A reader moved states and racked up $10,000 in credit card debt. A CFP explains how to pay it down while protecting a strong credit score.

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I’m a Real Estate Expert: These 5 Types of Homes Are Easiest To Sell

Real estate expert Fred Loguidice discussed the five high-demand property types and styles of homes that are the easiest to sell in 2026.

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14 Dollar Tree Items Smart Seniors on Social Security Should Stock Up on This Winter

GOBankingRates rounded up these top winter essentials shoppers can buy that won't cost a ton.

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The ‘Hidden’ Amazon Prime Benefit Seniors May Forget To Use

Many seniors don’t realize Amazon Prime includes hidden savings and perks that can lower costs on an overlooked expense in retirement.

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Here’s the Minimum Net Worth To Be Considered Upper Middle Class in Your 60s

Find out the minimum net worth needed to qualify as upper middle class in your 60s and learn how your savings, assets and financial planning compare.

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10 Simplest Ways To Slash Healthcare Costs

There are still plenty of ways to reduce what you spend if you know where to look. Here are 10 simple, expert-backed ways to save money on medical care.

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50 Best Costco Buys Under $10 Worth Adding to Your Cart

Explore the best Costco deals under $10. From Kirkland Signature buys to value produce, snacks and bulk essentials, saving money has never been easier.

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7 Name-Brand Items You Should Always Buy at Target

From household essentials to popular foods, these are the top name-brand items you should always get at Target.

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Trump’s Tariffs: How the Upcoming Supreme Court Decision Will Impact the Price of Groceries

Learn how an upcoming Supreme Court tariff decision could affect grocery prices and what changes American shoppers may see at the checkout line.

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5 Affordable US Cities With Invigorating Arts Scenes

Explore affordable US cities where vibrant arts scenes, lively cultural events and creative communities offer big inspiration without the high cost of living.

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Top 6 Things the Upper Class Should Sell Before Retiring — Even If It’s Begrudgingly

Discover the top things the upper class should consider selling before retiring, helping simplify finances, cut hidden costs and create a smoother transition.

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If the Net Worth of the Richest 1% Were Shared Equally, What Would That Mean for the Average American?

Learn what it would mean for the average American if the richest 1% shared their net worth and how wealth redistribution could impact income and savings.

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5 Costco Desserts Seniors Can Buy To Treat Themselves

Discover some budget-friendly Costco desserts perfect for seniors. These tasty, low-sugar snacks can make treating yourself easy and much more affordable.

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I’m a Mechanic: 5 Car Repairs You Should Never Pay a Dealership To Do

This mechanic said skip dealerships for batteries, wipers, tires, basic maintenance and new car add-ons that cost 30%-50% more without quality improvements.

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What Happens to Social Security If You Live Abroad Part of the Year?

Before you leave the country, it's important to know the differences and potential complications when receiving Social Security benefits overseas.

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What If I Don’t Have 40 Credits Before Claiming Social Security?

If you want to claim retirement benefits, not only will you have to be at least 62 years of age, but you'll also need to have acquired 40 credits.

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