27 Major Cities Where You Can Buy a Home for Under $350K in 2026

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A new Zillow analysis has found that a number of very large American metropolitan areas, despite their big-city prices, still have relatively affordable home prices that fall within reach of the median-income U.S. household. As part of a larger study tracing the increased buying power of median-income families, the analysis found a surprising number of metros offer homes under $350,000 in 2026.

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With median-income buying power now at its highest level since early 2022, knowing which big cities offer affordable housing is a definite advantage for would-be homebuyers. Hoping to retire in Dallas, or thrive in Southern heat of New Orleans, or live the beach life in Miami? Keep reading, and find out just how easily you can buy a home in each city and beyond.

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27. Dallas

• Affordable home price: $347,681

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26. Philadelphia

• Affordable home price: $346,797

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25. Richmond, Virginia

• Affordable home price: $344,191

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24. Hartford, Connecticut

• Affordable home price: $343,486

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23. Kansas City, Missouri

• Affordable home price: $341,641

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22. Cincinnati

• Affordable home price: $337,330

Read More: The Cheapest Place To Buy a Home in Every State

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21. Providence, Rhode Island

• Affordable home price: $331,074

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20. Virginia Beach, Virginia

• Affordable home price: $326,882

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19. St. Louis

• Affordable home price: $323,200

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18. Columbus, Ohio

• Affordable home price: $320,891

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17. Indianapolis

• Affordable home price: $318,055

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16. Milwaukee

• Affordable home price: $317,719

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15. Orlando, Florida

• Affordable home price: $317,511

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14. Birmingham, Alabama

• Affordable home price: $312,379

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13. Buffalo, New York

• Affordable home price: $310,106

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12. San Antonio

• Affordable home price: $306,964

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11. Tampa, Florida

• Affordable home price: $300,751

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10. Miami

• Affordable home price: $300,704

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9. Louisville, Kentucky

• Affordable home price: $300,159

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8. Chicago

• Affordable home price: $299,770

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7. Houston

• Affordable home price: $298,282

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6. Detroit

• Affordable home price: $295,016

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5. Pittsburgh

• Affordable home price: $290,949

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4. Oklahoma City

• Affordable home price: $264,580

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3. Cleveland

• Affordable home price: $256,197

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2. Memphis, Tennessee

• Affordable home price: $251,449

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1. New Orleans

• Affordable home price: $203,102

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This article originally appeared on GOBankingRates.com: 27 Major Cities Where You Can Buy a Home for Under $350K in 2026