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The Latest Breaking News from GOBankingRates

2026 Could Be the Worst Year To Rely On Credit Cards — Here’s Why

While it's always important to use credit cards cautiously, 2026 could be the worst year to rely on credit cards -- find out why.

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The Best $20 I Ever Spent: A Book That Made Me a Millionaire

Learn how a $20 book transformed one person’s financial future and discover why this small investment could help you build millionaire wealth.

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Will It Be Easier or Harder To Make Money in 2026? Experts Weigh In

Experts share 2026 money predictions—will earning income get easier or harder amid economic shifts and financial trends? Find out what to expect.

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8 Great Holiday Gifts To Make and Share (And Save Some Money While You’re at It)

Your loved ones will appreciate the thought and effort put into these sure-to-be cherished gifts -- and the overall cost won't break the bank.

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3 Reasons To Skip Christmas and Travel During the Holidays Instead

If you factor in the cost of all the gifts, decorations, food and parties, the cost of a Christmas getaway might not be as high as you think.

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5 Questions To Ask Yourself Before Investing in an Annuity

Before committing to an annuity, ask the right questions about your goals, risks and long-term needs. Learn how to choose the annuity that truly fits your future.

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9 Car Brands and Models To Stay Away From in Retirement

To help you make a smart choice down the retirement road, here are nine cars to steer clear of to keep your golden years stress-free and budget-friendly.

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The No. 1 Passive Income Source for 2026

Passive income is the holy grail of investing, but the No. 1 passive income source in 2026 might surprise you. While cryptocurrency is the Wild West of speculative investments, crypto cloud mining...

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How To Make Extraordinary Wealth Buying a Surprising Business, According To Codie Sanchez

You don't have to reinvent the wheel to get rich. Instead, you can glide into a fortune by launching a business that serves a common need. Financial influencer Codie Sanchez, founder of Contrarian...

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Should You Consider Multigenerational Living To Save Money?

Living expenses can add up fast. This leads many families to combine forces, putting members of different generations under one roof. For some, this can be a rewarding experience, but it isn't the...

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4 Reasons To Upgrade to a Heat Pump (Even If You Don’t Qualify for a $2,000 Tax Credit)

Heat pumps offer an energy efficient alternative to traditional heating and cooling systems. One of the incentives to install one in recent years has been a federal tax credit under the Energy...

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5 Things You Can Rent or Borrow for the Holidays Instead of Buying

Instead of spending money on things you'll rarely use, renting or borrowing holiday items is a good alternative.

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Social Security December 2025: When Your Check Will Arrive

The good news is that the SSA publishes its payment calculator in advance, so you can plan ahead and know exactly when you'll get your funds.

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7 Sam’s Club Items You Can’t Return

Sam’s Club has a generous return policy, but not for everything. Here are seven items you can’t return — plus other restrictions to know.

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8 Cities Where a Cheap Fixer-Upper is Worth the Renovation Costs

Explore eight cities where buying a cheap fixer-upper can pay off big, making renovation costs worth it for long-term value and investment potential.

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If Every American Earned the Median CEO Salary, How Much Richer Would the Country Be?

Find out how much wealth the U.S. would gain if every American earned the median CEO salary and what this scenario reveals about income inequality.

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I’m a Career Expert: Here Are the Top Books I Recommend for People Interested in Growing Wealth

Discover the top books recommended by a career expert to help you build wealth, boost financial literacy and achieve long-term success.

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5 Cities Which May Become More Affordable If Trump’s Vision of a 50 Year Mortgage Becomes a Reality

When buyers can afford to pay more for a house, they do -- at least in high-demand markets.

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Nearly Half of Americans’ Paychecks Are Gone in 48 Hours — Here’s Why

Nearly half of an American's paycheck is gone within two days. Find out where it goes — and how to make yours last longer.

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Ramit Sethi Says This Might Be ‘the Worst’ Financial Trouble: 5 Ways To Avoid It

Ramit Sethi warns about one of the worst financial mistakes and shares five smart strategies to avoid falling into this costly money trap.

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The Most-Wanted Holiday Gift in America? Cash To Cover Essentials

A new survey shows Americans want cash and help with bills over traditional gifts this holiday season. Read on to learn more about the practical wish list.

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I Used Mark Cuban’s Side-Hustle Strategies and Now Make $2,800 Extra Every Month

A 35-year-old applied Mark Cuban's side-hustle strategies -- teaching AI, finding arbitrage and offering services -- and now makes $2,800 extra monthly.

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8 Best Items To Buy at Five Below Now To Prepare for Winter

The discount retailer carries pants, hats, mittens and much more at budget-friendly prices so shoppers save money and stay warm.

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3 Holiday Dinner Recipes To Feed Your Family for Less Than $25

The below budget-friendly recipes have been simplified so you can feed a group while saving money.

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6 Government and Utility Programs That Can Help With High Power Costs

Find out how these federal, state and provider-specific programs can help households struggling with energy bills.

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