The Latest Breaking News from The Free Financial Advisor

Credit card fraud is everywhere. You might think your information is safe, but dark web gadgets are always looking for ways in. These tools don’t just target big companies. They go after regular people, too. If you use a credit card online, you’re a target. The dark web is full…

Buying a home is a big deal. You save, you search, you sign a mountain of paperwork. But there’s one thing many people overlook: the property title. It’s easy to assume the title is just a formality, but mistakes here can cost you thousands. Some errors can even leave you…

No-fee financial advisors sound appealing. Who wouldn’t want expert advice without paying out of pocket? But sometimes, “no-fee” doesn’t mean “no profit.” Many advisors still find ways to earn money, even if you never see a bill. This matters because your financial future is at stake. If you don’t know…

It can come as a shock when a bank account is suddenly frozen after a loved one’s passing, especially if you’ve been managing their finances with a valid power of attorney. Many families assume this document allows them to continue paying bills and handling transactions without interruption. But in reality,…

Saving for retirement is hard enough. But what happens when the rules around your 401(k) change? Right now, several states are rewriting how people can access their retirement savings. These changes affect when you can take money out, how much you can withdraw, and what penalties you might face. If…

When a loved one passes away, families often expect that a will should make the inheritance process smooth and straightforward. But what many don’t realize is that an outdated will can cause serious legal complications. If the will no longer reflects current laws, relationships, or assets, it can lead to…

For many couples, Social Security spousal benefits are a critical part of their retirement income strategy. These benefits allow one spouse to receive up to 50% of the other spouse’s full retirement benefit, providing valuable financial support when one partner has a lower work history. But what many don’t realize…

Imagine filing your taxes and finding out that a new $6,000 deduction completely wipes out what you owe — maybe even boosting your refund. For many taxpayers, that kind of break could be a game changer, freeing up money for savings, debt repayment, or everyday expenses. But here’s the catch:…

If you’re a retiree or planning for your golden years, you want every new piece of legislation to bolster—not threaten—your nest egg. But while the One Big Beautiful Bill is touted as a win for seniors, it may carry surprising risks that could destabilize your finances, coverage, or long-term security.…

A power of attorney is one of the most important legal tools you can have for managing finances, healthcare decisions, or other personal matters when you cannot act for yourself. But if the document you’re relying on is outdated, you may not be as protected as you think. Laws change,…

For many people, retirement planning focuses on housing, leisure, and day-to-day living expenses. But there’s one major cost that catches many off guard — healthcare. Recent estimates show that retirees face $172,500 in healthcare costs—and many haven’t saved for it. That figure covers expenses like Medicare premiums, prescription drugs, and…