The Latest Breaking News from Saving Advice

Social Security is one of the most important income sources for retirees, but the age at which you claim benefits dramatically affects the amount you...

Most Americans assume that U.S. banking laws are written and enforced solely by Congress and domestic regulators. In reality, international treaties and agreements often dictate...

Many workers recently discovered that their employer’s matching contributions are no longer going into traditional pre-tax accounts but instead into Roth accounts. This change may...

Long-term care insurance was designed to protect families from the crushing costs of nursing homes, assisted living, and in-home care. On paper, it looks like...

Hospital bills are notoriously complex, filled with codes, charges, and terminology that most patients struggle to understand. Within this maze of paperwork lies a troubling...

Cryptocurrency has become a mainstream investment, with millions of Americans holding Bitcoin, Ethereum, and other digital assets. For seniors, crypto offers diversification and growth potential...

Identity theft has become one of the fastest-growing crimes in America, affecting millions of people each year. Criminals use stolen personal information to open credit...

For many Americans, the years between retirement and Medicare eligibility at age 65 are financially challenging. Without employer-sponsored insurance, healthcare costs can skyrocket. Premiums, deductibles,...

Small-town hospitals once served as lifelines for their communities, providing accessible care close to home. Today, many of these facilities are struggling to survive. Financial...

Full Retirement Age (FRA) is the benchmark at which retirees can claim Social Security benefits without reductions. Depending on birth year, FRA ranges between 66...

I’ve been studying the daily habits of the rich and poor since 2004. I’ve gathered an enormous amount of data on both groups and this...