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Converting your traditional IRA to a Roth can be a fantastic tax-saving move, but you've got to be smart about two things: how much and when.

When it comes to retirement savings, most people are familiar with 401(k)s or IRAs. But if you work in the public sector, healthcare, education, or certain non-profit roles, you may have access to a lesser-known gem: the 457(b) retirement plan. This type of plan offers unique advantages that can significantly…

Retirement in America is often framed as a simple formula: work hard, save in your 401(k), avoid debt, and everything will fall into place. But...

For many people trying to build a strong retirement, maxing out a 401(k) or IRA feels like hitting the ceiling. You put in the maximum...

Losing your job is never easy, and the uncertainty can feel overwhelming, especially when it comes to your finances. One of the biggest questions people face after a layoff is what to do with their 401(k). Should you cash it out, roll it over, or just leave it alone? Making…

Combining a reverse mortgage known as a HECM with a QLAC (qualifying longevity annuity contract) can provide longevity protection, tax savings and liquidity for unplanned expenses.

Most people think of retirement planning as a choice between a 401(k) and an IRA and then call it a day. But what if you’re...

Most people think retiring well takes either a six-figure salary, a financial advisor on speed dial, or an early inheritance. But what if the real...

Most people think of retirement planning as a rigid path: save in your 401(k), maybe open an IRA, and hope your investments grow enough to...