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The Latest Breaking News from GOBankingRates

2 Common Credit Score Myths That Can Tank Your Finances — And How To Fix Them

Avoid common credit mistakes that tank your score. Expert tips show how consistent habits, not income, build strong credit.

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6 Best Dollar Tree Halloween Items You Can Reuse Next Year

GOBankingRates looked at what Dollar Tree is offering for the Halloween season and found the best quality items that will last you for years to come.

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5 Ways a Government Shutdown Could Impact Travel Plans

Flight delays, park closures and passport holdups. Here’s how the shutdown could be throwing a wrench in your travel plans and what to do about it now.

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I Asked ChatGPT How To Apply for a Home Loan — Here’s What It Said

If you've never applied for a home loan, it can seem overwhelming. GOBankingRates asked ChatGPT to break down the steps involved.

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America’s Most Budget-Friendly Tourist Destinations

Try one of these inexpensive spots for your next vacation.

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Can You Retire on $500K? A Retirement Expert Weighs In

Financial expert Shang Saavedra explains how far $500,000 can go in retirement and the key factors that determine if it’s truly enough to live on.

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I Asked a Career Coach How To Boost My Income Without Changing Jobs

Want to earn more without quitting? Learn some expert-backed ways to negotiate raises, upskill and maximize employer benefits to grow your income fast.

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Survey: Gen Z Is Turning To Their Parents for Financial Advice — but Here Are 5 Reasons They Shouldn’t

A new survey shows Gen Z is leaning on parents for money advice—but here are 5 reasons why that could hurt their financial future.

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I Asked Grok How To Start Investing With Limited Funds — Here’s What It Said

Grok revealed some ways to start investing with just a little bit of money, from fractional shares to DRIPs. Plus, learn some mistakes new investors make.

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3 Smart Moves for Investors Worried About Buying at the Top

Chris Sain shares smart, steady strategies to help investors navigate a hot market without falling into risky traps or chasing hype.

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I’m Middle Class: This Is How Much I Spend Every Week

Discover how one member of the middle class balances groceries, gas and small indulgences on a budget. Plus, learn how he builds his savings each week.

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New York’s 15 Best Hidden Gem Housing Markets of 2025

Spoiler alert: They aren't in New York City.

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Here’s the Beginner’s Credit Mistake That Could Haunt You for Years

Many Americans start their credit journey with no credit history, which can feel intimidating and confusing. About 7 million U.S. adults -- roughly 2.7% of the population -- were considered "credit...

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How Much the Definition of Upper Middle Class Has Changed In California

Explore how the definition of upper-middle class in California has shifted—and what income you now need to qualify in 2025’s economy.

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4 Gap Items Retirees Shouldn’t Wait Until Black Friday To Buy

Get a head start on holiday shopping with these fashionable and functional Gap finds -- perfect for retirees who live life on the go.

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I’m a Real Estate Agent: 4 Kitchen Details That Will Attract Homebuyers

The open house is like a high-stakes job interview. Just as candidates impress potential employers with their qualifications and skills, sellers must capture buyers' attention with standout features...

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How Much You Need To Save Monthly To Retire Comfortably in Every State

In some states, you need to average more than $3,000 a month.

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Why Guaranteed Income Should Be Part of Your 100-Year Life Plan

Living to 100 is becoming more possible — but can your money last that long? Here’s how guaranteed income can protect your finances as you age.

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5 Retirement Lessons I Wish I Knew in My 40s, From a Multimillionaire

Inflation, rising costs and low confidence are reshaping retirement. Experts share tips for 40-somethings to save smarter and retire with financial security.

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5 Ways To Get Promoted Early in Your Career, From a Former LinkedIn Insider

Skip the “dues” and get ahead faster. Career expert Cherie Brooke Luo shares 5 smart strategies to stand out, gain visibility and earn early promotions.

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12 Best Five Below Items To Keep in Your Car, Purse or Desk

There's no shortage of products available at Five Below to store in your car, purse or desk. Here's a list of the best, and every item is priced at $7 or less.

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4 Old Navy Items To Skip Buying This Winter, According to a Shopping Expert

A shopping expert shared which Old Navy winter items to skip -- and where to find better deals on coats, boots and cold-weather gear.

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20 Best Hidden Gem East Coast Housing Markets of 2025

There's no shortage of hidden gem housing markets on the East Coast. Even better: Many of these markets are in cities with reasonable cost of living, according to key findings from a GOBankingRates...

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5 Smart Ways To Use Your Tax Refund — and 3 Costly Mistakes To Avoid

Learn how to use your tax refund wisely, avoid costly mistakes, and turn a one-time check into long-term financial security.

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I Was a Millionaire by 26: 3 Money Rules Every Young Person Should Know

Learn Ryan Scribner's top personal finance tips for your 20s, including how to invest wisely, avoid risky moves and build wealth from the ground up.

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