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The Latest Breaking News from Bankrate

FICO To Roll Out New Scores to Reflect Your "Buy Now, Pay Later" Habits, Impacting Millions of Americans' Credit

"Buy now, pay later"users may hurt their credit if they don't pay back those loans on time. Credit score overseer Fair Isaac (NASDAQ:FICO) announced new scoring models last month that will evaluate BNPL usage when determining credit worthiness. The program, scheduled to roll out this fall may help some folks…

Benzinga

5 Financial Habits That Make It Harder to Say “No” to Adult Kids

According to Bankrate, 61% of parents with adult kids have sacrificed to help their kids financially. Helping your grown children can be a loving act. Especially in a tough economy, many parents are eager to help their children. But it can drain your finances if boundaries aren’t clear. These five…

Thousandaire

These 8 States Have the Most Expensive Home Insurance in 2026

If you live in one of these eight states, you're probably paying $1,000 or more above the national average for home insurance.

Kiplinger

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Callable CDs Have High Rates: We Still Don't Recommend You Get Them

Investors must carefully consider the trade-offs, as falling interest rates could lead to reinvestment at a lower yield and make selling on the secondary market difficult.

Kiplinger

Does PNC's $4.1 Billion Purchase of FirstBank Impact You? 5 Must-Know Strategies If Your Bank Closes

Concerned about your bank closing? For retirees who prefer in-person banking, here's what you can do now.

Kiplinger

This is the Best CD to Get Amid Rate Uncertainty

This CD helps you earn more than 4%, with quick access to your cash if you need it.

Kiplinger

21 Dumb And Funny Mistakes People Made While Traveling

Nearly two in three (63 percent) American adults have traveled or plan to travel for leisure this year and about one in four (23 percent) have taken or will take a business trip, according to a recent Bankrate survey. However, out of those who have already gone somewhere (either for…

Bored Panda

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A Financial Checklist for Your College-Bound Kids

Is your child heading off to college this fall? If so, make sure they're prepared and protected in these four key areas.

Kiplinger

The people least likely to tip at a restaurant aren’t who you think they are

A new study has found that among U.S. adults, those aged 18-28 stand out as the least frequent tippers across various service categories. Mike Bedigan asks them why

The Independent UK

Americans Used To Fantasize About Getting Rich, Now They Just Want To Be Comfortable: 1-In-4 Don't Feel Financially Safe, Many Want $150,000 Payslips

More than three-quarters of U.S. adults say they are not financially secure, a record share in Bankrate's latest Financial Freedom survey, as inflation and hiring freezes erode purchasing power and career prospects.

Benzinga

Gen X is the least financially secure generation — and most Americans say they need six figures to live comfortably

Compounding financial pressures are making the dream of a single-income household a thing of the past, analysts say

The Independent UK

A quarter of Americans now say they need to make at least $150,000 to feel secure—and inflation is largely to blame

Inflation has fueled a need for higher wages, but perceptions have also played a part, say experts.

Fortune

‘Tipping culture is out of control’: Study reveals which states tip the most and least

Toast recently published a restaurant trends report which analyzed the average amount a diner tipped per state

The Independent UK

Nearly half of Americans say tipping has ‘gotten out of control’

Sixteen percent of people said they’d pay higher prices if tipping were eliminated

The Independent UK

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The Free Financial Advisor

10 Signs You’re Spending Like You’re Rich—But You’re Not

Are you living paycheck to paycheck, yet your lifestyle looks more like a celebrity’s than a saver’s? Many people fall into the trap of spending like they’re rich, without actually having the wealth to back it up. This pattern can quietly sabotage your financial future, leaving you vulnerable to debt,…

Salon

How to save big on summer vacation

Many Americans can't afford a summer break this year, but there are options if you stay open-minded

Dinks Finance

Why Dual-Income Households Are Still Broke (And How to Fix It)

More income doesn’t always equate to wealth. While you may think that DINKs are more financially stable, it isn’t always the case. According to Bankrate, 34% of Americans are living paycheck to paycheck. This includes DINKs. Here we’ll dig into why many DINKs are still broke despite having two incomes,…

Kiplinger

All That Cash in Your Checking Account Might Be Holding You Back

Keeping too much cash in your checking account might seem safe, but it could be costing you in missed opportunities.

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The Independent UK

Why are more shoppers struggling to repay 'buy now, pay later' loans?

Short-term lender Klarna says more customers are having trouble repaying their “buy now, pay later” loans

Kiplinger

A Smart Way to Combat Economic Rollercoasters: CD Ladders

With rates on CDs remaining high for now, a CD ladder allows you to maximize your returns with flexibility to your cash when you need it.

Kiplinger

Why Canadian Snowbirds Are Ditching Their US Homes

From rising costs to political tensions, here’s why foreign homeowners are selling and what it could mean for the American economy.

Kiplinger

Hail Damage Insurance Claims: Is Filing Worth the Cost and Hassle?

Before filing a hail damage insurance claim, understand the potential costs, risks and whether it's worth the effort. Learn when to file and when to pay out of pocket.

Kiplinger

Does Your State Make it Easier to Save Money?

The state you live in can influence how well you're able to save money. See which states make saving easier.

Kiplinger

What It Really Takes to Buy a Home in 2025: Affordability, Income and Market Challenges

Home prices are up, mortgage rates are high and buyers are getting older. Here's what it really takes to afford a house in today's market.

Kiplinger

Is Your Car Model Driving Up Your Insurance Premium?

Car insurance rates vary by make and model. Find out if your car is raising or lowering your premium.

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