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The Latest Breaking News from GOBankingRates

I Asked ChatGPT What More Fed Rate Cuts Mean for the Economy — Here’s What It Said

The Fed cut interest rates for the first time in 2025. ChatGPT explains how lower rates may impact inflation, housing, jobs and the stock market.

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Ways the New Social Security Rules Could Impact Fixed-Income Retirees

New Social Security rules may shrink monthly budgets for fixed-income retirees—learn how these changes could affect your financial stability.

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7 International Retirement Bucket List Spots That Are Cheaper Than Florida

Explore seven stunning international travel spots that offer cheaper adventures than Florida—perfect for budget-conscious retirees.

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Average Car Prices Just Topped $50K for the First Time — Here’s What That Monthly Payment Looks Like

New car prices now average over $50,000. Learn what’s driving costs up, how it affects monthly payments and smart ways you can save on your next vehicle.

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I Asked ChatGPT What Would Happen If Billionaires Paid Taxes at the Same Rate as the Average Texas Resident

ChatGPT calculated taxing U.S. billionaires at the 22% rate of average Texans would generate $161 billion to $1.37 trillion annually depending on how you tax.

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I’m a Financial Advisor: The 5 Best Places To Invest Your Cash When Interest Rates Fall

The Federal Reserve's long-awaited interest rate cut finally arrived in September, when the central bank lowered its benchmark overnight...

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I Got Rich Investing — These Lessons for Beginners Could Lead to $1 Million Net Worth

Money influencer Genuinely Genesis shares bold investing tips, from mindset shifts to strategy pivots, to help beginners build wealth and start smart.

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Costco Savings Hack: Watch for 3 Secret Price Tags To Spot Hidden Discounts

Save money at Costco with smart shopping strategies such as watching for prices ending in .97 and .00, tracking sales and avoiding impulse buys.

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6 Money Habits Gen Z Needs To Adopt in 2026, Even If Begrudgingly

While Gen Zers may strive for financial wellness, they may need to adopt some money habits begrudgingly -- those that others have nagged them about for years.

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Retirement Planning With ChatGPT: 10 Prompts To Try To Get a Real Answer You Can Use

ChatGPT can help with retirement planning -- if you ask the right questions. Learn which prompts unlock real financial insights and avoid costly mistakes.

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6 Best International Vacation Destinations for Retirees This Winter

Discover budget-friendly, sunny destinations perfect for retirees seeking a warm winter getaway without overspending. Check them out and start planning.

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Rachel Cruze Shares 10 ChatGPT-Approved Tips To Stop Overspending

Overspending affects nearly one-third of Americans. Explore money habits like budgeting, tracking expenses and delaying gratification to boost financial health.

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9 Key Signs It’s Time To ‘Spring Clean’ Your Finances

The end of the year is a good time for a money overview as you prepare for tax season. Experts shared how to know when it's time to give your money a refresh.

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I’m a Retirement Planner: These 5 Underrated Cities Could Be Perfect for Retirees

Rich culture, access to healthcare and affordability combine to make these cities perfect for your future golden years. Find out what makes them so appealing.

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Disney Stock Price Started 2025 at $111 — Experts Weigh in on Where It’s Headed

Disney stock opened 2025 at $111—find out what analysts expect next and whether it’s a smart buy for investors eyeing growth or stability.

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ChatGPT Told Me When I’ll Be Able To Retire Based on My Current Finances — Do Copilot, Gemini and Other AIs Agree?

According to a 2024 Experian survey, 47% of respondents reported using AI tools to manage their personal finances.

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5 Year-End Tax Moves To Slash Your 2025 Taxes Fast

Maximize your 2025 tax savings with smart moves like Roth conversions, 401(k) contributions, tax-loss harvesting and charitable giving before the year ends.

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5 Frugal Habits of Mark Cuban, Suze Orman and Other Money Experts That Save Money

Are you looking to save money or reach specific financial goals? Money experts often suggest various strategies for doing so, but how effective are these solutions? Explore More: 5 Ways 'Loud...

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Need To Cut Expenses While on Social Security? Here’s the First Thing To Axe

Retirement brings new financial challenges, particularly when Social Security makes up all or most of your income. To ensure a good quality of life later on, it's vital to cut spending now. For...

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4 Groceries Retirees Need To Buy at Walmart Ahead of Thanksgiving

Here are four groceries retirees need to buy at Walmart ahead of Thanksgiving.

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I Asked ChatGPT How To Save Money on Holiday Shopping: 3 Tricks I Never Would Have Thought of on My Own

Discover three smart, AI-recommended holiday shopping hacks that can help you cut costs, avoid waste and score deals -- without sacrificing festive cheer.

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7 Best Christmas Decor Items To Get at Sam’s Club Right Now

Save big this season with some great Sam’s Club’s Christmas decorations. They are festive, budget-friendly and perfect for indoor or outdoor holiday magic.

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Grant Cardone vs. Dave Ramsey: Who Is Right About Credit Card Use?

Dave Ramsey and Grant Cardone are both well-known financial powerhouses who have very different opinions on proper credit card use.

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5 Side Gigs To Get Quick Cash for the Holidays

If you're like many other financially strained Americans, you might be looking for extra income opportunities to cover holiday gifts without turning to debt.

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How S&P’s New Index Could Be a Game Changer for Your Crypto Investments

S&P Global’s Digital Markets 50 Index blends crypto and equities in the crypto space. Find out how it could reshape the crypto space and your investments.

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