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The Latest Breaking News from Saving Advice

How to Maintain Friendships After Most Friends Retire or Relocate

Retirement brings freedom—but also distance. When friends move away to be closer to family or settle in new states, long-standing social circles can shrink overnight....

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Are Your Heirs Prepared—or Just Confused? Estate Plan Mistakes to Avoid

Estate planning is meant to protect your legacy, not create chaos. Yet many families discover too late that critical documents were missing, outdated, or misunderstood....

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What Senior Discount Programs Actually Save You Money

Everyone loves a discount—but not every “senior deal” is as generous as it looks. Many programs offer small savings that barely make a difference, while...

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Should You Downsize Now or Later? The Hidden Costs You’ll Face

For many retirees, downsizing seems like the smart move—fewer rooms, less maintenance, and potentially lower expenses. But selling and moving too soon can create unexpected...

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9 Foods to Reduce to Lower Blood Pressure Without Drugs

High blood pressure affects nearly half of U.S. adults, and many rely on medication to manage it. But your diet can make just as big...

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Can You Get Social Security If You Never Paid Enough Credits? Rules & Exceptions

Social Security is a cornerstone of retirement income, but not everyone automatically qualifies. To receive benefits, you typically need a minimum number of “work credits,”...

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How Vision Loss Impacts Your Independence—and What You Can Do Early

Vision changes are one of the most common—and most underestimated—effects of aging. Even mild loss can disrupt daily routines, increase fall risk, and quietly erode...

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Should You Take Lump Sum Pension or Monthly Annuities? The Trade-Offs

When it’s time to retire, one of the biggest financial decisions you’ll face is whether to take your pension as a lump sum or as...

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Where to Score Half-Off Pasta on National Pasta Day

October 17 marks National Pasta Day, and for carb lovers, that means one thing—deals. Many restaurant chains celebrate by offering discounts, freebies, or half-price pasta...

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4 Traits That Separate the Rich from the Non-Rich

My mission is to share my unique Rich Habits research in order to add value to your life and help you realize increased wealth, superior...

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Why Some Seniors Regret Retiring Too Early

Retiring early sounds like a dream—no alarm clocks, no commutes, and time for everything you once postponed. But many retirees who left the workforce too...

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That Shoeshine Boy

October 12, 2025 But first . . . ASK NOT WHETHER THESE 10 SECONDS WERE GENERATED BY AI They have the ring of truth. WELL,...

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How to Keep Learning and Growing in Your Golden Years

Retirement isn’t the end of learning—it’s the beginning of a new kind. Once the pressures of work fade, you finally have time to explore interests,...

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6 Life Insurance Loopholes Seniors Should Understand

Life insurance is supposed to provide peace of mind—but the fine print can sometimes say otherwise. Many seniors assume their policy will pay out exactly...

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Can Social Security Benefits Be Garnished for Debt? What You Need to Know

Many retirees assume their Social Security income is untouchable—but that’s not entirely true. While these benefits are protected in most situations, certain debts and legal...

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5 Poor Habits Holding You Back From Becoming a Millionaire

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No...

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The Surprising Advantage of Volunteering in Retirement for Mental Health

Many retirees look forward to rest and relaxation after decades of work—but too much idle time can lead to loneliness, anxiety, and even depression. Volunteering...

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7 Ways Grandparenting Has Changed in the Digital Age

Grandparenting today looks nothing like it did a generation ago. Technology, shifting family structures, and modern parenting styles have completely redefined the role. From virtual...

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news in one place.

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Is Your Retirement Paycheck Covered by COLA + Pension + Social Security?

Many retirees assume that combining their pension, Social Security, and cost-of-living adjustments (COLA) guarantees a steady income for life. But these three sources don’t always...

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What AARP Doesn’t Tell You About Age Discrimination Laws

Aging in the workforce comes with challenges most employees never expect—especially when experience suddenly becomes a liability instead of an asset. While AARP frequently advocates...

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Why Your Medicare Plan Could Be Leaving You Exposed to Dental & Vision Costs

Many retirees are shocked to discover that Medicare doesn’t cover everything—especially when it comes to teeth, eyes, and ears. Original Medicare (Parts A and B)...

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How to Reduce Out-of-Pocket Health Costs Before Medicare Kicks In

The years leading up to Medicare eligibility can feel like walking a tightrope—especially for retirees who left work early or those between jobs. Private insurance,...

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Parent to Child: How to Talk About Estate Planning Without the Drama

Few conversations feel more uncomfortable than discussing money, death, or inheritance—but avoiding the topic can leave families unprepared and divided. Nearly half of families never...

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The Retirement Dating Curve: How Expectations Change After Loss

Dating after loss looks different—especially in retirement. For many widowed or divorced seniors, reentering the world of companionship brings a mix of hope, hesitation, and...

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Why Medicare Fraud Is Surging—and How to Protect Yourself

Medicare fraud isn’t new, but it’s becoming more sophisticated—and more costly. Criminals are now using advanced technology, identity theft, and even fake healthcare providers to...

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