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The Latest Breaking News from Saving Advice

12 Places Where You Can Still Find Cheap Halloween Costumes

Halloween doesn’t have to drain your budget to be fun. Between inflation and pricey pop-up stores, many families are rethinking how to dress up without...

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Ring, Ring, Ring: 8 Things Your Ring Doorbell Knows About You and Your Neighbors

Millions of Americans now rely on Ring doorbells to monitor packages, deter crime, and feel secure. But few realize how much data these small devices...

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Government Jobs: Here Are 7 of the Easiest Jobs to Get

Government jobs have long been known for stability, benefits, and solid retirement plans—but not all of them require years of testing or advanced degrees. In...

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9 Types of Properties That Only Poor People Flock To

Not all real estate is created equal—and some properties draw a very specific crowd for the wrong reasons. While “affordable housing” is essential, there’s a...

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Polyamory’s Secret Money Traps: How Multiple Partners Could Cost You Thousands (And How to Avoid Them)

Reporting on the subject of alternative relationships suggests that, as marriage rates continue to decline and the cost of living goes up, more and more...

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Retired and Lost: 12 Things Retirees Can Do to Ease Loneliness and Cut Real Health Risks

Retirement promises freedom, but many older adults are surprised by the quiet that follows. Without daily work routines or social interaction, feelings of isolation can...

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WEP/GPO Repealed—Now What? 6 Steps for Teachers, Firefighters, and Public Workers to Recheck Benefits in 2025

For decades, the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) reduced or eliminated Social Security benefits for millions of public workers who also...

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7 Overlooked Pairings of VA + Medicare That Slash Out-of-Pocket Costs

Many veterans assume that having VA health benefits means they don’t need Medicare—but that’s a costly misunderstanding. While the Department of Veterans Affairs offers comprehensive...

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8 Insurance Benefits You Lose After 70

Turning 70 doesn’t just mark another milestone—it can quietly change what your insurance covers. Many seniors are surprised to learn that certain benefits phase out,...

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5 Places to Get Free Pumpkins for Halloween

Pumpkin prices have quietly crept up in recent years, but the spirit of Halloween doesn’t have to drain your wallet. Whether you want to carve...

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10 Promises You Should NEVER Make to Your Elderly Parents

Love makes us say things we mean—but can’t always keep. When aging parents start to need help, emotions often outweigh practicality, and adult children make...

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AARP Surprises: 8 Ways They’re Quietly Supporting Caregivers

AARP is best known for discounts and magazines, but behind the scenes, it’s become one of the strongest advocates for caregivers in America. Millions of...

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Finding Love After 60: How to Navigate Apps, Expectations, and Emotional Baggage

Finding love after 60 isn’t about chasing youth—it’s about rediscovering connection with confidence and self-awareness. Seniors today are rewriting the rules of romance, proving companionship...

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6 Legal Documents Every Senior Should Have in Order Before 70

Reaching your 60s brings freedom—but also the responsibility to get your legal affairs in order. Too many retirees delay paperwork until health issues or emergencies...

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How Many Vacations Can the Middle Class Take in One Year?

For decades, middle-class families saw an annual vacation as a well-earned tradition. But in 2025, that dream is getting harder to afford. Rising airfare, hotel...

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Don’t Let Your Brain Be the Boss!

Don’t Let Your Brain Be the Boss! Written by Barbara Huson Quick. Pick one. Which would you rather have: (A) Higher earnings or (B) More in savings?...

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Why The Smartest Are Not The Richest

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No...

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Make Your Money Invisible

f you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No...

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Medicaid Look-Back: 7 Transactions That Trigger Penalties (And the Exemptions Families Forget)

When seniors apply for long-term care through Medicaid, one of the most misunderstood rules is the “look-back period.” This five-year review examines every major financial...

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New Yorkers: 6 Ways the STAR Credit and Senior Exemptions Interact—And When They Don’t

For New York homeowners over 65, property tax relief can feel like a maze of similar-sounding programs. The STAR Credit, Enhanced STAR, and Senior Citizens...

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7 Reasons Your Utility Bill Credit Didn’t Arrive—and How to Reapply Before Deadlines

Utility bill credits can feel like a lifesaver for seniors living on fixed incomes—but when those promised discounts never appear, frustration builds fast. Whether it’s...

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Social Security Earnings Record: 6 Micro-Fixes That Add Real Money to Your Check

A single missing dollar in your Social Security earnings record can cost you far more in retirement. The Social Security Administration (SSA) calculates your monthly...

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National Nut Day (Oct 22): The Heart-Healthy Snack With a Hidden Water Problem

Every October 22, National Nut Day celebrates the crunch that’s good for your heart and waistline. Almonds, pistachios, and walnuts have long been praised for...

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Income-Cliff Alert: Earning Just One Dollar More Could Spike Your Medicare Part B Premium or Tax Your Social Security Benefits

For retirees and near-retirees, one extra dollar of income can sometimes do surprising damage. Medicare and Social Security benefits both have “income cliffs”—thresholds that trigger...

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Medicare Advantage Fine-Print: Contract Clauses Seniors Are Skipping That Could Cost Them Thousands

Every year, millions of retirees sign up for Medicare Advantage (Part C) plans, drawn in by promises of “extra benefits” and low premiums. But buried...

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