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The Guardian - UK
The Guardian - UK
Business
Guardian community team

UK consumers: how much are you in debt and how are you managing repayments?

A man uses a credit card to complete an online transaction.
A man uses a credit card to complete an online transaction. Photograph: rupixen.com/Unsplash

We’re keen to hear how people in the UK are managing their personal consumer debt, and how the cost of living crisis is affecting their repayment plans.

We’d like to know what kind of loans you have taken out and what for – whether you have used credit cards, payday loans, personal loans from your bank or Buy Now, Pay Later offers – and whether you’re able to repay your debts at the rate you’d like to.

We’re also interested to hear from people who have accrued energy or council tax debt they may be unable to repay any time soon.

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