Tell us: are you struggling to save enough to retire?

The Pensions Commission said 15 million people were currently not saving adequately for their retirement. Photograph: Gareth Fuller/PA

Fifteen million people are currently not saving enough for their retirement, according to the Pensions Commission, who have warned this could rise to as many as 19 million without action.

The independent group of experts warned as many as 45% of working-age adults were not saving into a pension at all, despite nearly half of them being in work.

We would like to hear from people who are struggling to save enough to retire. How much have you saved so far? Do you have any concerns?

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