Consumer champion Martin Lewis gave an urgent message to his viewers last night.
Speaking on ITV's The Martin Lewis Money Show Live on Thursday 27 January, he gave his expert advice and updates to price rises, the energy crisis and explained the best way to pay off credit cards.
However, after he listed credit card companies, he took a moment in the jam packed show to reach out to his viewers who are in serious debt.
READ MORE- Martin Lewis issues urgent advice ahead of new energy price cap
"If you're in serious debt, forget everything I've just said", Martin said.
He added that people shouldn't feel ashamed if they need to turn down days out with friends or nights out, and begged his viewers to be 'financially considerate', making a point of the current economic climate the UK is in with major household bills rising.
Martin said: "Are you in debt crisis?
"Can you meet your minimum re-payments? If you can't, that's a problem.
"Is your total debt over a year's worth of income, not counting mortgages or student loans, or are you not sleeping, are you feeling depressed or anxious".
He told viewers: "'You need to get one on one debt help. You need to opt out of the system and close the door on whats going on".
He pointed people to Citizens Advice, Step Change, National Debtline, or if you're struggling emotionally, CAP (Christians Against Poverty).
"That's where you need to go", he directed his viewers.
He added: "They are there to help, not to judge. Don't feel embarrassed, make the call. They are really busy at the moment, it is January, but just get yourself an appointment".
This comes after weeks of Martin Lewis discussing the staggering rise in energy costs that have already hit homes and the price cap is expected to rise by 51 percent in April.
The financial guru has regularly asked the UK Government to intervene.
