December is one of the most expensive months for families - and the cost of living crisis means budgets will be even tighter this year.
Households have been rocked by rising costs for things ranging from energy bills to petrol and food.
And there could be more price rises to come before the year is out, as inflation figures are out on December 14 and the Bank of England could raise base rate on December 15.
However, it's not all bad news.
There will also be more Government cost of living payments due to arrive in December, along with the next instalment of the £400 energy rebate.
And if you claim benefits, you’ll want to check if your payments will be sent on a different date next month because of the Christmas bank holidays.
Mirror experts will be hosting a Facebook Live to explain everything you need to know about all the financial help coming down the tracks for the rest of this year.
Join us today (December 1) at 1pm live on the Daily Mirror Facebook page
You can ask us a question during the live broadcast, or drop us a line now at: mirror.money.saving@mirror.co.uk .
The third energy bill discount payment, worth £67, will also be sent out in December.
Households who are responsible for their own energy bill are in line for these Government payments.
The overall payment of £400 is being split up into six instalments.
Households have already received £66 in October and November - so £132 worth of discounts in total.
Further payments worth £67 will be sent from December 2022 to March 2023.
Direct debit customers get the discount automatically - either as a deduction to your monthly direct debit, or as a refund to your bank account.
If you pay on receipt of your bill, the discount is applied as credit to your energy account each month.
Smart prepayment meter customers also get the discount automatically each month.
If you're a prepay customer, you will be sent discount vouchers by text, email or post - you'll then need to manually redeem these.
Pensioners who receive a Winter Fuel Payment will get an extra £300 on top of this, thanks to a new cost of living payment being sent out in November and December.
Winter Fuel Payments are normally worth between £100 and £300 - meaning the maximum someone could get is £600 with the cost of living payment on top.
The money should be received by January 13, 2023.
The Department for Work and Pensions ( DWP ) is sending out a £10 Christmas bonus to households in receipt of certain benefits in December.
You can see the list of benefits that qualify you for the payment here.
Brits need to receive these benefits in the "qualifying week" - which is usually the first full week of December.
They must also be present or "ordinarily resident" in the UK, Channel Islands, Isle of Man or Gibraltar.
The DWP hasn't officially given a date for when the Christmas bonus will be paid.
However, people started receiving it from the start of December last year - so it is likely to be around this time again.
The Christmas payment may show up as "DWP XB" on your bank statement.
