Jaya Ekadashi falls in the Shukla Paksha of the Magha month and holds a special place in Vaishnava tradition. According to Padma Purana and Narada Purana, this Ekadashi has the power to destroy sins accumulated over many lifetimes. The word “Jaya” itself means victory, not just over external challenges but over internal limitations created by karma, fear, and ignorance.
Daridra Yoga in astrology is not limited to lack of money. It represents a continuous state of blockage where effort does not convert into results, where opportunities slip away, and where abundance feels distant despite hard work. Ancient texts emphasise that Vishnu mantras, when chanted with discipline on Ekadashi, help neutralise such yogas by correcting karmic imbalances at a subtle level.
1. Om Namo Bhagavate Vasudevaya
This mantra is considered the most complete Vishnu mantra in the Vedic tradition. It appears in the Narayana Upanishad and is described as capable of granting both material well being and spiritual liberation.
Chanting this mantra aligns the mind with Vasudeva, the all pervading consciousness. Daridra Yoga often reflects inner fragmentation where thoughts, actions, and destiny are not aligned. This mantra brings internal coherence. Regular chanting on Jaya Ekadashi is believed to purify past karmas related to misuse of wealth, power, or responsibility. As mental clarity increases, decision making improves, and financial stability follows naturally.
2. Om Shreem Namo Narayanaya
The syllable “Shreem” is the bija mantra of Goddess Lakshmi, who eternally resides with Lord Vishnu. This mantra directly addresses the imbalance between effort and reward, which is a key symptom of Daridra Yoga.
Scriptural commentaries explain that wealth is not merely earned but permitted by divine order. Om Shreem Namo Narayanaya harmonises Lakshmi tattva with Narayana tattva, ensuring that prosperity arrives with dignity and sustainability. Chanting this mantra on Jaya Ekadashi is said to remove poverty that arises due to ancestral debts and unresolved karmic obligations.
3. Om Namo Narayanaya
This mantra is mentioned in multiple Puranas as the Taraka mantra for the Kali Yuga. It invokes Narayana as the cosmic support system that upholds all beings.
Daridra Yoga often manifests as lack of support, unstable income, or repeated financial setbacks. Om Namo Narayanaya strengthens the sense of inner security and faith. When fear reduces, actions become steady and purposeful. Ancient sages taught that this mantra rebuilds lost fortune by restoring balance between effort and surrender. On Jaya Ekadashi, it is traditionally chanted while observing silence and fasting to amplify its effect.
4. Shantakaram Bhujagashayanam
This is a powerful dhyana shloka describing Lord Vishnu resting on Ananta Shesha. It is not just a verse of praise but a meditative tool.
Daridra Yoga is often accompanied by anxiety, restlessness, and constant worry about survival. This shloka stabilises the nervous system and calms the subconscious mind. When the mind settles, impulsive financial decisions reduce, and clarity increases. Scriptures explain that visualising Vishnu in his serene cosmic form dissolves scarcity consciousness, which is the root cause of repeated financial suffering.
5. Om Namo Lakshmi Narayanaya
This mantra unites Vishnu and Lakshmi as one inseparable principle. It is widely used in temple rituals focused on household prosperity and long term wealth.
Astrologically, Daridra Yoga weakens the second and eleventh house significations of wealth and gains. Chanting Om Namo Lakshmi Narayanaya is believed to strengthen these energies by invoking balance between discipline and grace. On Jaya Ekadashi, this mantra is traditionally chanted after sunset, symbolising the transition from struggle to stability. It is said to promote steady income rather than sudden or unstable gains.
6. Vishnu Gayatri Mantra
Om Narayanaya VidmaheVasudevaya Dhimahi
Tanno Vishnuh Prachodayat
This mantra is the Gayatri form of Lord Vishnu and is associated with divine intelligence and righteous action.
Daridra Yoga is not always about fate alone. It is often sustained by repeated patterns of poor judgment. Vishnu Gayatri sharpens discernment and ethical clarity. Scriptures state that when intelligence is purified, wealth follows naturally because actions align with cosmic law. Chanting this mantra on Jaya Ekadashi is believed to correct mistakes that block prosperity and bring long term financial wisdom rather than temporary relief.
