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Newark, New Jersey-based Prudential Financial, Inc. (PRU) provides insurance, investment management, and other financial products and services worldwide. With a market cap of $37.3 billion, Prudential operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments.
Companies worth $10 billion or more are generally described as "large-cap stocks." Prudential fits this bill perfectly. Given that the company operates as one of the largest insurance providers worldwide, its valuation above this mark is not surprising. The company serves over 50 million customers in 50+ countries and employs nearly 38,000 people worldwide.
Despite its notable strengths, PRU stock prices have declined 19.2% from its all-time high of $130.55 touched on Nov. 27, 2024. Meanwhile, PRU stock has dipped by a marginal 26 bps over the past three months, notably underperforming the Dow Jones Industrial Average’s ($DOWI) 6.9% gains during the same time frame.
Prudential’s performance has remained grim over the longer term as well. PRU stock prices have dropped 11% on a YTD basis and 8.2% over the past 52 weeks, underperforming the Dow’s 7.4% gains in 2025 and 12% surge over the past year.
To confirm the bearish trend, PRU stock has traded below its 200-day moving average since early February and along its down-trending 50-day moving average for the past few months.
Prudential Financial’s stock prices gained 1.8% in the trading session following the release of its better-than-expected Q2 results on Jul. 30. The company’s Q2 results notably benefited from the continued positive momentum across its global retirement and insurance businesses, along with strong investment performance in PGIM. Overall, the company’s topline came in at $13.7 billion, exceeding the Street’s expectations. Meanwhile, its adjusted operating income per share grew 9.1% year-over-year to $3.58, surpassing the consensus estimates by 11.6%.
Prudential has notably underperformed its peer, MetLife, Inc.’s (MET) 3.2% decline in 2025 and 5.1% gains over the past 52 weeks.
Among the 18 analysts covering the PRU stock, the consensus rating is a “Hold.” Its mean price target of $116.33 represents a 10.2% premium to current price levels.
On the date of publication, Aditya Sarawgi did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. For more information please view the Barchart Disclosure Policy here.
