The Virtual Currency (VC) is the lifeblood of your MyPLAYER in NBA 2K26, allowing you to purchase upgrades, animations, packs, and cosmetic items. These purchasable items, combined with impressive skills, ultimately set you apart from other players as you reach 85 OVR — a turning point after which you become immensely competitive.
Since reaching this level is a big deal, every year the NBA 2K community becomes eager to know how much VC is required to shoot from 60 to a whopping 85 OVR almost instantly and dominate their competition. To continue this annual tradition, I bring you the exact amount of VC you need to reach 85 OVR in NBA 2K26.
How Much VC Does It Take To Reach 85 OVR In NBA 2K26 MyPLAYER?
With all of the attributes cranked to the ideal limits, you’ll need somewhere around 189,960 VC to get to 85 OVR.
Similar to NBA 2K25, the amount of VC required to reach a higher level of competitiveness in NBA 2K26 is no joke. Playing a typical MyCAREER match roughly gives you 500-1000 VC, and if you do the math, reaching a whopping 190,000 will require approximately 200-300 full games.
Here, anything above 50,000 VC involves patience, hard work, and a deep commitment to a ‘no money spent’ mindset. However, you can skip the whole grind by spending some real cash and reaching pro levels within minutes. By judging VC prices in NBA 2K26, here’s how much money you’ll need to pay to get to 85 OVR.
- 200,000 VC: $49.99
Going digit-to-digit isn’t possible when it comes to buying VC. To fulfill your 189,960 VC markup, you’ll need to get 200,000 VC for $50. With the remaining amount, you can purchase other upgrades and packs to take your OVR beyond 85, or simply acquire cosmetic items to stand out from the competition with extra style.
Is It Worth Spending Your Hard-Earned Money To Reach 85 OVR?
Each year, we get into the debate of whether one should embrace this shortcut and reach 85 OVR overnight or stick to the grind. To cut to the chase, I’ll say it’s worth it, especially if you are a hardcore NBA 2K26 player. First of all, you won’t be the only one buying VC. The majority of the players skip through the grind and take this shortcut; that’s the reason you see unstoppable players within the first week of the game’s release.
Since the majority will have VC-based power, competing online will be significantly unfair for those not spending money on the game, as skills won’t be the deciding factor for winning. With that in mind, I recommend that you have a fair fight with other players by paying an extra one-time amount instead. However, in the end, it all comes down to preference.
