
It takes more than just a membership card to save money at Costco. The savviest Costco members know all the tricks of the trade to maximize their savings, from buying in-house brands to utilizing the warehouse club for more purchases than just groceries.
See More: 10 Aldi Items To Stock Up on Now in Case of Tariff-Induced Product Shortages
View Next: 6 Popular SUVs That Aren't Worth the Cost -- and 6 Affordable Alternatives
Ready to find out whether you’re saving the most money during your Costco shopping runs? Take this quiz developed by GOBankingRates with nine questions based on popular Costco shopping strategies. Choose from three multiple choice answers, tally your responses and see the results to determine whether you’re maximizing your Costco savings.

1. Do You Shop the Kirkland Signature Brand?
A) Yes.
B) I buy a mix of Kirkland items and name brands.
C) No.
Discover More: 9 Best Summer Items To Buy at Five Below Before They Sell Out
Trending Now: Top 5 Kitchen Items Boomers Should Always Buy in Retirement — Even If It’s Begrudgingly

2. Do You Review the Costco Instant Savings Coupon Book?
A) Yes. I review my copy every month and tailor my grocery list based on what’s on sale.
B) I flip through it and jot down only the things I need that have a good discount.
C) I didn’t know Costco had a coupon book. Maybe I shouldn’t throw out everything they send me in the mail!
Explore More: 7 Trader Joe’s Dinners That Will Feed Your Entire Family for Under $15

3. Do You Check the Price Per Unit When Buying in Bulk?
A) Yes.
B) Sometimes.
C) No.

4. Do You Shop Online at Costco’s Website?
A) Yes. They have deals you can’t find in the club.
B) Sometimes, but I feel like I can find more bargains shopping in-person.
C) Not yet!

5. Do You Buy Gift Cards at Costco?
A) Yes. They’re usually cheaper to buy in bulk.
B) Maybe, but I don’t really need to buy gift cards all that often.
C) No, but I’ve never really checked out their offerings either.
For You: 7 Sam’s Club Summer Items the Middle Class Needs To Buy for Under $20

6. Do You Visit Costco’s Pharmacy?
A) Yes.
B) No, but only because I go to a drugstore that’s local to me.
C) I don’t know if Costco’s pharmacy is more or less expensive than other pharmacies.

7. Would You Book Travel Through Costco Travel?
A) Yes.
B) Maybe, if the discount is exceptional and specific to my destination.
C) No.

8. Did You Know You Can Get Cash Back With a Costco Executive Membership?
A) Yes.
B) Yes, but I still think an executive membership is too expensive.
C) No.
That’s Interesting: I Asked ChatGPT for the Best Deals at Costco This Summer — Here’s What It Said

9. Are You Using the Free Household Card Feature Included With Your Membership?
A) Yes.
B) No, because I’m a one-person household.
C) No. I’ve never heard of this until today?!

Your Results
If you answered mostly A’s … You are the definition of a savvy Costco shopper and know all the tricks of the trade. You might even be side-eyeing this quiz for not mentioning the financial benefits of shopping Costco Direct or Costco Next for even steeper savings.
If you answered mostly B’s … You’re in the know about many Costco money-saving strategies, but probably not taking advantage of them. Check out our top 20 ways to pay less at Costco. Some tips you might recognize from this quiz while others, like shopping seasonal closeouts, downloading the Costco app and watching for price changes, will put more money back in your wallet.
If you answered mostly C’s … You might think having a Costco membership is enough to save money. That’s only a half-truth. The more strategic moves you can make in every department, whether you’re filling up your gas tank at Costco’s gas stations or getting a flu shot from the pharmacy, the more savings will add up and make your Costco membership worth the investment.
More From GOBankingRates
This article originally appeared on GOBankingRates.com: Are You Maximizing Your Savings at Costco? Take This Quiz To Find Out