With the current state of the UK’s cost of living, many people want to try and make a bit of extra cash or save a little where they can to help with rising costs.
It is widely known that you can save some money on your food shop by taking advantage of supermarket rewards scheme such as Tesco Clubcard, Sainsbury’s Nectar card and Asda’s reward stars.
However, one savvy shopper has managed to find an extra way to save some cash on top of supermarket’s points and voucher schemes.
Writing for YorkshireLive, consumer writer Harriet Morphy-Morris shared her money-making hack saying she had used it on her last few food shops and that she would “never look back”.
Harriet explained how using a supermarket's points or voucher scheme could sometimes trap you to one supermarket as you would need to repeatedly shop there in order to build up your points in order to benefit from them.
However, Harriet said her "money-saving" tip meant shoppers could save on top of any "at till" discounts as long as they do one specific thing with their debit card before they shop.
Harriet wrote: "I came across it when logging onto my online banking app after my usual 'nip into Tesco', to see that I had received a small amount of cashback from my bank.
"Now the amount, of 45p, was rather insignificant and I had initially thought the incoming payment was a result of being overcharged."
After a bit of digging, Harriet discovered that she had actually gotten the money back by activating her in-app "everyday offers" which she had accidentally done before her trip to Tesco.
She shared how she didn't know this had existed before this and because she had unknowingly activated the 10% Tesco cashback offer, she managed to get 45p back after spending £4.50 in store.
Apparently, the majority of UK banks offer their own version of this cashback scheme to customers with Harriet noting that Halifax, HSBC, Santander and Lloyds are just a few banks which offer money back for shopping.
To put the cashback offer to the test, Harriet used it again when she next took a trip to Sainsbury's.
She went into the offers on her bank account and activated the 8% cashback offer for Sainsbury's, all she then had to do was pay for the shop using the bank card connected to the offer.
With cashback offers such as this, the more money you spend the more cashback you get so Harriet said she uses the offers when she is doing her big weekly food shop.
With this particular shop, Harriet stocked up on some monthly household essentials such as loo roll, washing up powder, and cleaning products which helped her increase the price.
In total, Harriet says her shop came to £65.51, which was £15 over the minimum cashback spend of £50 for this particular offer, and from this, she managed to receive £5.24 in cash back a few days later.
Harriet wrote: "It may not sound like a huge amount but the £5 is on top of the points I collected from my Nectar card which is completely separate.
"From this shop, I collected 65 points on my Nectar card as well as cash back into my bank account."
With this cashback scheme, which Harriet said was different to the others she knew of, was that you didn't need to sign up for anything, all you needed to do was log into your online banking or bank app and activate the offer.
Harriet closed her article by saying: "It's a small step to activate but it's become a huge part to help me save money on food. Essentially it feels like I am getting paid to do my food shop."
