Hello and welcome to this week’s Money Talks – a roundup of the week’s biggest stories and some things you may have missed.
Money news
Crackdown on whiplash claims could knock £40 off car insurance bills
Ticketing websites ‘acting like old-fashioned fences’, say MPs
Most renters feel they’re unlikely to buy home in next five years
Asda and Tesco cut up to three pence off petrol and diesel prices
Pension exit fees capped at 1%
St Ives moves step closer to restricting second home ownership
25 texts and emails a day: how payday loan firms hound borrowers
Feature
Collective switching: can clubbing together lower your energy bills?
In pictures
In the spotlight
The countdown to Christmas is under way and retailers have unveiled their list of top toys. We look at where to get them at the best price – and find one that is already sold out. And if you prefer to let them choose their own gift, we have a guide to the small print to beware of when buying vouchers.
Consumer champions
‘Confused’ Axa use every excuse in the book to avoid my travel insurance claim
Only a three-day window to return clothes from H&M’s Kenzo range
Our Nectar luggage payment to easyJet landed up in hold
Money deals
If you need to send money overseas get expert guidance, competitive exchange rates and free online transfers from the Guardian money transfer service, provided by Moneycorp.
Make sure your holidays are covered for a whole year with the Guardian’s annual travel cover, provided by Voyager.