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The Guardian - UK
The Guardian - UK
Business
Hilary Osborne

Where to buy the must-have Xmas toys, plus the power to reduce energy bills

Top selling Christmas toys predicted Hatchimals
Hatchimals, an interactive bird set to be the Christmas best-seller, is flying off the shelves. Photograph: Jonathan Brady/PA

Hello and welcome to this week’s Money Talks – a roundup of the week’s biggest stories and some things you may have missed.

Money news

Crackdown on whiplash claims could knock £40 off car insurance bills

Ticketing websites ‘acting like old-fashioned fences’, say MPs

Most renters feel they’re unlikely to buy home in next five years

Asda and Tesco cut up to three pence off petrol and diesel prices

Pension exit fees capped at 1%

St Ives moves step closer to restricting second home ownership

25 texts and emails a day: how payday loan firms hound borrowers

Feature

Collective switching: can clubbing together lower your energy bills?

Bulk-buying schemes could lead to lower gas bills
Bulk-buying schemes could lead to lower gas bills. Photograph: Alamy

In pictures

Homes in former toll houses

This two-bedroom cottage in Teignmouth, Devon,  enjoys a view of the estuary and the sea beyond.
This two-bedroom cottage in Teignmouth, Devon, enjoys a view of the estuary and sea beyond. Photograph: Wilkinson Grant

In the spotlight

The countdown to Christmas is under way and retailers have unveiled their list of top toys. We look at where to get them at the best price – and find one that is already sold out. And if you prefer to let them choose their own gift, we have a guide to the small print to beware of when buying vouchers.

The Nerf N-Strike Elite Hyperfire is predicted to be one of the top toys of Christmas 2016.
The Nerf N-Strike Elite Hyperfire is predicted to be one of the top toys of Christmas 2016. Photograph: Jonathan Brady/PA

Consumer champions

‘Confused’ Axa use every excuse in the book to avoid my travel insurance claim

Only a three-day window to return clothes from H&M’s Kenzo range

Our Nectar luggage payment to easyJet landed up in hold

Money deals

If you need to send money overseas get expert guidance, competitive exchange rates and free online transfers from the Guardian money transfer service, provided by Moneycorp.

Make sure your holidays are covered for a whole year with the Guardian’s annual travel cover, provided by Voyager.

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