What will £125,000 buy you in the UK property market?

This one-bedroom ex-miner’s cottage in Middleton, Derbyshire. Near Matlock, this surveys wild swathes of the county from its windows and its vertiginous terraced garden. At the top of this garden is a garage and off-street parking, a rare luxury in this village of huddled stone houses. It is in fine walking country on the edge of the Peak District national park and, although the decor is a trifle dated, it is neat and tidy within. You live in some intimacy with the neighbours in this terrace, and the courtyard at the back, via which you reach the garden, is shared.
Grant’s of Derbyshire, 01629 828078 Photograph: Grant’s of Derbyshire

This two-bedroom flat in St Leonards-on-Sea in East Sussex. This has views across a garden square to the sea that would set you back half-a-million up the coast in Brighton. But because this area of town was, until recently, considered gritty you get the vistas plus a large, newly renovated berth for £124,950. The master bedroom is a generous double and there’s a decent open-plan area of living and kitchen space, all a walk away from shops, beach and railway station.
Strong Estates, 01424 839500 Photograph: Strong Estates

This one-bedroom flat in Glasgow. This is just steps away from the riverside botanical gardens. Not that you need shuffle so far for greenery since the residents share leafy lawned gardens of their own. Inside, it is roomy and stylish with glossy floors, a handsome fireplace, long windows and pleasant views.
GSPC Property, 0141 4331473 Photograph: Picasa/GSPC Property

This three-bedroom, two-reception room house near the centre of Abergele, Conwy. This is a spacious, characterful option for the budget. The bedrooms are all doubles and you could persuade planners to let you convert the attic room as a fourth berth. It’s as well that it overlooks a park at the back for the only outside space is a small yard with outbuildings where the utility room is housed.
Beresford Adams, 01745 508151 Photograph: Beresford Adams

This third-floor, chain-free flat in the heart of Leicester. The briefest shuffle from the city’s parks and shopping centres, the living/dining room is 26ft long and one of the two bedrooms is en suite. The bargain price acknowledges the fact there is no communal garden or on-street parking.
Moore & York, 0116 238 9799 Photograph: Moore & York