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Valued at a market cap of $176.5 billion, Citigroup Inc. (C) operates as one of the largest financial institutions in the world. The New York-based financial giant focuses on safeguarding assets, lending money, making payments, and accessing the capital markets on behalf of its clients. Its customers include corporations, governments, institutions, as well as individuals.
The financial giant has notably outpaced the broader market over the past year. C stock has soared 36.1% on a YTD basis and 45.5% over the past 52 weeks, outperforming the S&P 500 Index’s ($SPX) 8.2% surge in 2025 and 17% gains over the past year.
Narrowing the focus, Citi has also outperformed the Financial Select Sector SPDR Fund’s (XLF) 9% gains in 2025 and 20.2% returns over the past 52 weeks.
Citigroup’s stock prices gained 3.7% following the release of its impressive Q2 results on Jul. 15. The company showcased its resilience by delivering a solid 8.2% year-over-year growth in total revenues to $21.7 billion despite the macro uncertainties. This figure also surpassed the Street expectations by 4.4%. Furthermore, driven by higher net income and share repurchases, its EPS for the quarter came in at $1.96, up 28.9% year-over-year and 21.7% above the consensus estimate.
For the full fiscal 2025, ending in December, analysts expect Citigroup to deliver an EPS of $7.59, up 27.6% year-over-year. Furthermore, the company has a solid earnings surprise history. It has surpassed the Street’s bottom-line estimates in each of the past four quarters.
Citi stock maintains a consensus “Moderate Buy” rating overall. Of the 23 analysts covering the stock, opinions include 12 “Strong Buys,” five “Moderate Buys,” and six “Holds.”
This configuration is marginally more bullish than a month ago, when only four analysts gave “Moderate Buy” recommendations.
On Jul. 30, Oppenheimer analyst Chris Kotowski reiterated an “Outperform” rating on the stock, while raising the price target to $124.
Citigroup’s mean price target of $100.85 represents a modest 5.3% premium to current price levels.
On the date of publication, Aditya Sarawgi did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. For more information please view the Barchart Disclosure Policy here.
