If you're caught in the catastrophe of travel services promised but never delivered, you have a lot of company amid the coronavirus' wrecked vacations.
But unlike those folks, you have a powerful tool that may help ease the sting. To be fair, they have it too, but you're reading this and they're not.
It's your credit card. You did charge that hotel stay or vacation package on a credit card, didn't you? Good. Because a credit card affords protections just for such difficulties, even if this is the granddaddy of them all, under the Fair Credit Billing Act of 1974.
The only hitch: You need to do a bit of work before you turn to this tool. So let's begin at the beginning.