Many folks believe it’s impolite to talk about money, so it’s no surprise that now no one knows how to do so in a civilized manner. However, quietly wealthy people choose to not be flashy with their money because there is an undercurrent of class that comes from knowing when to shut your trap about how much you make (and, it’s a good way to keep from being robbed).
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While you may not see them driving expensive midlife crisis cars or wearing designer clothes that advertise what they pay for a t-shirt, they are quite strategic when it comes to managing and building their wealth — you’ll just never hear about it.
Here are the top five signs that rich people know how to shut up about their money.
No. 5: You Won’t Hear About Their Investments (You’ve Probably Never Heard of Them Anyway)
How did the hipster burn his tongue on the brownie? He took a bite before it was cool. This, in essence, is why you don’t hear sophisticated and quietly wealthy people blather on about their everyday finances and investment strategies.
Sure, it’s part gatekeeping, part “it’s gauche to talk about money,” but all their money moves have a purpose. They often invest in non-mainstream assets or niche industries, which aren’t necessarily flashy, but they certainly spit out steady returns without having to brag about it.
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No. 4: They Don’t Tell You They Come From Money, but You Know Their Kids Do
Quietly wealthy people don’t mention things like monthly bills or emergency funds because they know they are covered. Not only are they covered, but also their children, and possibly their children’s children. Generational wealth is more than just a bank account; it’s a way of presenting yourself in public.
The era of oligarchs aside, rich people often think beyond their own life span, setting up structures like family offices or educational funds to benefit future generations. At a certain point, financial literacy becomes part of their DNA.
No. 3: They Only Buy Quality Once, but Their Casual Outfit Costs More Than Your Rent
Investing in high-quality and even higher-end designers lets those in the upper echelons of net worth avoid the trap of buying cheap items multiple times. These timeless pieces of bespoke clothing don’t have a logo across the chest but still scream, “I’ll last a lifetime and cost more than your car.”
If you want to emulate this mindset, focus on frugal spending for quality items over disposable ones, and don’t let people know about the deal you got without them asking.
No. 2: They Don’t Seek the Spotlight for How Amazingly Generous They’re Being
To those who much is given, much is expected. If you have a billion dollars and don’t give back, you’ll start to get looks.
However, donating to charities or making contributions to your favorite causes shouldn’t be a publicity stunt. Quietly wealthy people typically keep quiet about their philanthropic endeavors, even though they will surely let the IRS know about them.
No. 1: They Never Ask About the Price of Anything Because They’ve Never Had To Worry About It
And now, the number one sign that rich people know how to shut up about money is … they don’t ask how much things cost because it genuinely doesn’t concern them. One of the telltale ways you can spot someone with money is not only when they don’t know the price of a gallon of milk, but if you told them it was $20, they wouldn’t bat an eye.
If you don’t need to do some quick math at the grocery store checkout, you’re probably a bit more comfortable than many people in America. However, you know better than to go bragging about that fact to the other people in line, and just shut up when it comes to the amount of money in your wallet.
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This article originally appeared on GOBankingRates.com: Top 5 Signs Rich People Know How To Shut Up About Their Money
