TikTok is a fun place to scroll and waste time, there’s no doubt about that. My wife and I spend some time “doomscrolling” just to ignore our chores sometimes. For many people, TikTok has become a daily part of life. However, with that popularity has also come the rise of scams on the app. A lot of them might seem totally legit, but they’ll completely drain your bank account. So, before you fall victim to a TikTok scam, here are six to look out for.
Learning is Your Best Defense Against a TikTok Scam

1. “Easy Money” Get-Rich-Quick Schemes
These TikTok scams promise fast cash with minimal effort, and often cough up a few bucks through fake check deposits or crypto payouts to build trust. Once you’ve engaged, you’ll be pressured to pay “admin” fees or forward funds before the scam unravels. Usually, that involves fake bank deposits that bounce later. When the dust settles, you’re on the hook, not the scammer. If it sounds too good to be true, it probably is.
2. Phony Giveaways & Don’t-Miss Deals
Scrolling past a trending giveaway? Think again—scammers often use fake “limited-time offer” hooks and direct you to phishing links that steal your credentials or money. You might enter a raffle and end up signing up for recurring payments instead. Or worse, you’ll hand over banking or credit card info to a phony site. A classic TikTok scam that feels fun until your statement comes due. Always verify with official brand handles before clicking anything.
3. Celebrity Impersonation Scams
Ever seen a celeb’s page promising crypto tips or donations? Scammers copy influencer profiles to gain trust and then slide into your messages with seemingly legit offers. They suggest investing in a new token or charity, but it’s all fake, and your money disappears. Even verified-looking accounts can be fakes. Real celebs don’t slide into DMs telling you to “act now”—that’s a major red flag.
4. Romance-Based Blackmail Tactics
These TikTok scams target feelings: perpetrators pose as love interests, draw you into deep conversations, and then hit you up for help. Sometimes it’s fake medical emergencies or just emotional manipulation. Even verified “viral” videos show how scammers build trust to demand cash. Once you pay, they vanish—and your heart, along with your wallet, is broken. There’s no badge of legitimacy in love, so always be wary.
5. AI-Enabled Family Impersonation
Now we’re in next-gen scam territory. Scammers use AI to clone your grandchild’s voice from TikTok clips—then call, panic, and demand money for bail or medical bills. Many elderly victims have sent thousands before confirming with their family. This chilling TikTok scam isn’t just emotional—it’s high-tech and highly effective. Establish a family “safe word” and always verify emergency calls directly with relatives.
6. Sextortion Rings Run by “BM Boys”
On the disturbing side, sextortion rings—like Nigeria’s so-called “BM Boys”—pose as romantic interests on TikTok, coax victims into sharing explicit content, and then blackmail them for money. Some victims have tragically taken their own lives due to threats and shame. This isn’t fiction—it’s a real crime network using TikTok to trap people, often teens. Never share explicit material with strangers: it can be twisted into blackmail.
Be TikTok Smart—or Pay the Price
The smartest defense against TikTok scam artists is healthy skepticism. Pause before you click, donate, swipe, or say yes. Double-check links and verified accounts, and never share personal info—or money—with strangers. These scams are designed to feel real, but you control what’s real for you. A few seconds of doubt today could save you from financial or emotional disaster tomorrow.
Have you encountered a sketchy TikTok promo or message? Share your experiences or top safety tips in the comments!
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