Time is ticking for savvy entrepreneurs and business owners. The Ink Business Unlimited® Credit Card is currently offering a highly competitive sign-up bonus of $900—but it won’t be around for long.
Find out how to take advantage of this limited-time offer and maximize your business credit card spending.
Last Call for a $900 cash back bonus
The Ink Business Unlimited® Credit Card comes with a massive sign-up bonus for new cardholders who meet the spending requirements. Currently, you can earn a $900 cash back bonus after spending $6,000 on purchases in the first three months of account opening. But this offer won’t be around for long—it ends at 9 a.m. EST on January 18, 2024.
Cash back rewards can be redeemed for a statement credit, gift cards, travel, and more. Plus, your cash back rewards don't expire as long as your account is open.
Learn more about the Chase Ink Business Unlimited® Credit Card
Overview of the Ink Business Unlimited® Credit Card
The Ink Business Unlimited® Credit Card is a versatile credit card option with an uncomplicated rewards structure and no annual fee. It offers an unlimited 1.5% cash back on every purchase, making it a great choice for businesses seeking a straightforward rewards program without the need to track specific spending categories. For a limited time, you can also earn 5% cash back on Lyft rides through March 2025.
In addition to the cash back rewards, the Ink Business Unlimited® Credit Card provides other valuable benefits, including free employee cards, rental car insurance, purchase protection, and extended warranty protection.
Finally, this card comes with a 0% introductory purchase APR for 12 months from account opening (after that, the variable APR will be 18.49%–24.49%), based on creditworthiness.
How to make the most of your business credit card
Maximizing the benefits of a business credit card can be a great way to help your business save money. However, getting the most out of your card requires that you understand the specific features and perks it has to offer, and that you use it strategically. Here are some tips to help you make the most out of your business credit card:
- Understand your card's reward structure: It’s important to familiarize yourself with the rewards categories of your card. Then do your best to use the card for business spending in categories that earn the highest rewards. If you don’t want to manage different rewards structures or rotating categories, a flat-rate card may be best.
- Meet the sign-up bonus criteria: Many business credit cards offer a sign-up bonus if you spend a certain amount within the first few months. Plan your expenses so you can meet this threshold (without overspending or buying unnecessary items) and take advantage of the extra cash back.
- Pay balances in full and on time: Any rewards you accrue will be pointless if you end up racking up interest and other fees, since credit card interest rates are much higher than rewards rates. To avoid interest charges and late fees, be sure to always pay your balance in full each month by the due date.
- Leverage 0% APR periods: If your card offers a 0% introductory APR period, you can use it to strategically cover larger purchases without accruing interest. Be sure to pay off the balance before the introductory period ends to avoid interest charges.
- Use employee cards: Many business cards also allow you to distribute individual cards to employees, who can then use the cards to cover company expenses and earn rewards faster.
- Take advantage of additional perks: Many business credit cards come with perks like travel insurance, rental car insurance, extended warranties, and more. So be sure you aren’t neglecting any valuable card benefits that could help your company save money.
The takeaway
A business credit card that earns rewards can help you manage your company’s spending and get cash back on money you have to spend anyway.
Taking advantage of a card’s sign up bonus is a great way to get extra funds that can be put to use within a few months of opening your account. And the Ink Business Unlimited® Credit Card’s limited-time $900 cash back bonus is one of the best available today. So if you’ve been shopping around for a business card, consider jumping on this deal before it’s over.
Please note that card details are accurate as of the publish date, but are subject to change at any time at the discretion of the issuer. Please contact the card issuer to verify rates, fees, and benefits before applying.
