Have our politicians gone soft on the banks? Aditya Chakrabortty, Jonathan Freedland, Nils Pratley and Heather Stewart peer through the hot air and white papers on banking reform.
Also in the podcast: school's out, but what chance do new school-leavers and graduates have to avoid the burgeoning dole queue?
And, finally, we look at how consumers are taking a beating from a weakened pound.