Sunderland ended their Wembley hoodoo, beating Tranmere 1-0 to win the EFL Trophy.
Lynden Gooch's second-half goal was the difference, with Luke O'Nien superb at the back,.
Chris Maguire had Sunderland's first chance but pulled his shot wide, before Charlie Wyke just couldn't steer the ball home after excellent work from Aiden McGeady.
At the other end, Lee Burge just about kept a looping ball out, while Lloyd headed straight at the Sunderland keeper.
Tom Flanagan was forced off late in the half, Conor McLaughlin replacing him.
The game turned on a sublime second-half move, when Aiden McGeady fed Lynden Gooch with a superb pass and the US international ran through to slot home.
Here's how James Hunter rated the Sunderland players at Wembley.
LEE BURGE 7
Made a couple of important saves when called upon
MAX POWER 7
Strong at right-back against his old club
TOM FLANAGAN 5
Didn't look fully-fit, and went off injured just before half-time
LUKE O'NIEN 8
Another excellent performance in central defence, and was named man of the match
CALLUM McFADZEAN 6
Beaten a couple of times, but generally did OK
GRANT LEADBITTER 7
A big day for him, returning from injury to help his boyhood club win a trophy
JOSH SCOWEN 6
Worked hard in the middle of the park
LYNDEN GOOCH 7
Has had more effective games, but showed nerves of steel to score the decisive goal
CHRIS MAGUIRE 6
Came close with a couple of efforts before going off on the hour
AIDEN McGEADY 7
Provided the assist with a brilliant throughball, and created a couple of chances for Wyke
CHARLIE WYKE 6
Had two good opportunities but couldn't put them away
SUBS
CONOR McLAUGHLIN 6
Solid at the heart of defence
JACK DIAMOND 7
For Maguire 63mins. His pace caused Tranmere all sorts of problems in the final half-hour
NOT USED: Matthews, Kimpioka, Neil, Stewart, Younger
