Hello and welcome to this week’s Money Talks – a roundup of the week’s biggest stories and some things you may have missed.
Money news
Lloyds and Halifax customers face up to 52% APR overdraft fee
Identity fraud reaching epidemic levels, new figures show
UK rail fare rise ‘will force key workers to quit city jobs’
Second-home ownership up 30% since 2000, research finds
Samsung TV buyers furious after software update leaves sets unusable
Feature
Getting to grips with a £32,220 student debt – and how you can lighten the load
In pictures
In the spotlight
Going underground: the number of Britons digging basements has soared. Halifax says loft conversions are also booming as homeowners seek to extend properties rather than move. Rupert Jones reports
Consumer champions
I lost £1,165 to eBay fraudster when selling my electric guitar
EasyJet left us stranded in Nice with two diabetic children
Our holiday was derailed after InterRail tickets were a no-show
I have evidence of fraud but Santander won’t act
Beware Admiral’s policy when it comes to speed awareness courses
Money deals
Get peace of mind for your summer break with great value holiday cover from Guardian travel insurance, provided by Voyager.
The Guardian money transfer service, provided by Moneycorp, could help you save on sending money overseas with expert guidance, great exchange rates and free online transfers.
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