There is a simple change you can make when claiming your car insurance to make sure you are getting the best possible rate.
And it is all to do with your job tittle.
Insurance companies make calculations based on a variety of variables; how long you have been driving, what car you drive, if you have made a claim before...
But also your occupation, and some can bump your insurance up more than others.
Lee Griffin, founding member of GoCompare said: "Your occupation is one of the key considerations used to calculate the cost of your premium.
"Ultimately, different professions are deemed riskier than others, so the chances are, if you’re a footballer or a GP, you’re likely to face higher premiums than a priest.
"That said, in some cases there may be more than one job title on a pre-defined list, that accurately describes what you do, and in this case, you could make some significant savings.
"For example, if you describe yourself as a ‘chef’ your average quote could be as much as £88* higher than if you selected ‘kitchen staff’.
"Other jobs that tend to have a lot of similar options include office work, building and construction, teaching and journalism.
"But remember, while trying different job titles could save you significantly, it’s important to be as honest and as accurate as possible when it comes to your insurance.
"Being dishonest with your job title could result in any claims you make being rejected or even your insurance being cancelled, which will prove far more costly than what you’ll save by playing fast and loose with your job description."
*Based on a 31 year old male, living in Reading, driving a Vauxhall Corsa, altering chef to kitchen worker.
