Every week a Guardian Money reader submits a question, and it's up to you to help him or her out – a selection of the best answers will appear in Saturday's paper.
This week's question
After several lean financial years we are selling our £330,000 family home. A very nice young family has offered the asking price, but a banker has outbid them by £20,000. We need the money desperately, but are loath to hand the keys to a fat cat we don't like. Do we take the cash or help the couple?
What are your thoughts?
