Every week a Guardian Money reader submits a question, and it's up to you to help him or her out – a selection of the best answers will appear in next Saturday's paper.
This week's question:
My friend and her husband, who are in their 60s, are thinking of selling the family house and buying a mobile home in Cornwall. They plan to spend winters abroad and summers in the UK, using their home's equity to pay for it. I'm trying to talk them out of it. Will it work?