Every week a Guardian Money reader submits a question, and it's up to you to help him or her out – a selection of the best answers will appear in next Saturday's paper.
This week's question Nationwide seems very keen to upgrade my current account to one that offers holiday, mobile, and breakdown insurances. It looks a good deal at £10 a month, but I've always been sceptical whether these bank account policies pay out if you make a claim – particularly the travel cover. Am I worrying unnecessarily?
What are your thoughts?
Have you got a personal finance question you want readers to answer? Email money@theguardian.com
