Every week a Guardian Money reader submits a question, and it's up to you to help him or her out - a selection of the best answers will appear in Saturday's paper.
This week's question
I am a 62-year-old man who has been offered redundancy by my ailing firm. I would get enough cash to see us through to 65 if we live frugally. I'd like a change, but will I regret it? We have no mortgage/kids. Has anyone else done it?
What are your thoughts?