100s of titles, one news app for just $10 a month.
Dive Deeper:
Get all your news in one place
Latest Lifestyle news:
Photos of wartime Europe still shape views of conflict – here's how we're trying to right the record
A war in Europe instantly creates parallels with the world wars for people in the UK and other European countries.…
Read news from The Economist, FT, Bloomberg and more, with one subscription
Learn More
VIDEO: Smart Cookies: Maths Teacher Wished Students Good Luck By Baking Them Biscuits
Ella Dickson spent over two hours intricately icing fractions and differential equations onto 30 vanilla biscuits.
Meta won't build a dedicated metaverse after all, exec says
Nick Clegg, Meta's president of global affairs, published an 8,000 word essay about metaverse ideals.
A look at this week’s battleground primary results
Welcome to the Thursday, May 19, Brew. 
Critics say YouTube's Dad Challenge Podcast has gone too far
Host Joshua Barbour has been accused of harassing and bullying mommy influencers. "He's just festering hate," says one detractor.
From analysis to good news, read the world’s best news in one place
From tacos to sopes, a border food tour
"One thing we can all agree on is the incredible deliciousness and nostalgia of food," the Discovery+ host says
Is 'The Staircase' a true story? What the HBO show gets right and wrong
Just how true is this true crime drama? We break down what 'The Staircase' on HBO Max gets right and…

Seven signs of money worries to look out for with a loved one, friend or colleague

By Press Association & Linda Howard

Money worries and mental health problems are an issue which has come under the spotlight during this year’s Mental Health Awareness Week which runs until Sunday, May 15.

The Money and Pensions Service (MaPS), which provides the MoneyHelper.org.uk free guidance service, is encouraging everyone to seek help if they are worried about money, whether it’s for themselves or a loved one, such as a friend or family member.

Its research indicates that people who have experienced a mental health problem in the past three years are more likely to be at risk of falling into serious money problems than those who have not.

These people are more than twice as likely to say thinking about their financial situation makes them anxious, and four times as likely to be behind on priority bills, such as the rent or mortgage, Council Tax and utilities.

Caroline Siarkiewicz, chief executive officer at the MaPS, explains: “There’s often a link between struggling with money and mental health problems. Feeling low or anxious can make it harder to manage your money and worrying about money matters can affect your mental wellbeing.

“While it’s not uncommon to experience money worries – particularly at the moment, when many are feeling the pinch – sadly many people do not feel comfortable talking about it or seeking help. This needs to change.”

She continued: “Over recent years, mental health campaigners and charities have shone a spotlight on mental wellbeing, encouraging more open conversations. Thanks to this, more people are speaking up, which in turn helps more people to feel comfortable seeking help if they need it. Now, we want to smash this stigma for discussions around financial wellbeing.

“As people deal with the after-effects of the pandemic and cost of living pressures, it’s all the more important that we encourage open and honest conversations about money to help support not only ourselves, but those around us too.

“For anyone that’s experiencing a mental health problem, or is worried about money matters, know that you are not alone - help is available. Our MoneyHelper website offers tools such as the Bill Prioritiser, guidance on how to maximise your income, managing your money and mental health and how to get free expert debt advice.”

MoneyHelper shares seven signs someone may need support

1. Is there an obvious use of credit?

Are they frequently relying on cards or buy now, pay later (BNPL) schemes? If so, it could be a sign that they are getting into difficulty with debt.

2. Are they mentioning overdrafts or debts?

They might mention this in passing - perhaps in relation to how they are feeling.

3. Are they spending without a plan?

Perhaps they seem to be spending more often than usual.

4. Are there unopened bills?

This may be a sign they are avoiding confronting money problems.

5. Do they have changes in mood?

Perhaps they may appear visibly more stressed or are behaving differently to how you would normally expect.

6. Have they withdrawn from socialising?

Perhaps they may be worried about spending, and this can also be a symptom of someone struggling with their mental health.

7. Are previous experiences having an impact?

Have they experienced financial abuse in the past? Financial abuse often happens as part of a wider pattern of domestic abuse and involves someone else misusing their money. Victims of financial abuse can be left with big debts.

Lenders are also offering support to customers struggling with money worries.

“The banking and finance industry is committed to helping individuals and providing support to those facing financial difficulty,” says Eric Leenders, managing director of personal finance at UK Finance.

He added: “We would encourage any customers concerned about their financial situation to contact their bank as soon as possible to understand what options are available to them, including tailored support if they are struggling with their repayments.”

Banks also have tools which may help in some situations.

For example, many offer customers the ability to block spending linked to gambling. More generally, banking apps can also help customers with budgeting and give insights into spending patterns.

Many people will be feeling the strain as the living costs crisis deepens, however, sources of support are available from non-profit charities such as Christians Against Poverty, StepChange, Citizens Advice and the Money Advice Trust.

Get the latest money-saving and benefits news sent straight to your inbox. Sign up to our weekly Money newsletter here.

What is inkl?
The world’s most important news, from 100+ trusted global sources, in one place.
Morning Edition
Your daily
news overview

Morning Edition ensures you start your day well informed.

No paywalls, no clickbait, no ads
Enjoy beautiful reading

Content is only half the story. The world's best news experience is free from distraction: ad-free, clickbait-free, and beautifully designed.

Expert Curation
The news you need to know

Stories are ranked by proprietary algorithms based on importance and curated by real news journalists to ensure that you receive the most important stories as they break.