Robot banker helps millennials manage money, plus students face £57,000 debt

Chip is a banking app that tries to dig you out of your overdraft, saving a little at a time when it thinks you can afford it. Photograph: Chip

Hello and welcome to this week’s Money Talks – a roundup of the week’s biggest stories and some things you may have missed.

Money news

Family of four needs ‘at least’ £40,800 a year, says thinktank

Minister suggests women hit by pension age change ‘take up apprenticeships’

One in seven UK private tenants pays more than half income in rent – study

High living, low sales: Shard apartments still empty, five years on

Poorest students will finish university with £57,000 debt, says IFS

Money blog

Forget austerity, here’s who is to blame for your empty pockets

Piling on the agony as household bills rocket. Photograph: Alamy

In pictures

A cliffside villa in Naples

Villa La Pagoda hugs the cliff facing the sea in the upmarket area of Posillipo in Naples, Italy. Photograph: Sotheby's International Realty

In the spotlight

Find yourself in the red every month? Can’t seem to budget responsibly? Chip could be for you – if you don’t mind it snooping around your bank account. Alex Hern reports

Chip’s goal is to ‘help people spend their money in a better way’. Photograph: Chip

Consumer champions

My credit score is at risk after landlord failed to register correct address

We jumped ship after our child was banned from swimming pool

TalkTalk, BT and Mr Jones have a thing going on with my account

Ikea slams the door on its 25-year kitchen guarantee

How the wheels came off my complaint to Very

Money deals

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The Guardian money transfer service, provided by Moneycorp, could help you save on sending money overseas with expert guidance, great exchange rates and free online transfers.

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