A bank clerk had one warning for check submitters worldwide: Make sure you’re clothed when taking photos of your checks. Apparently, they can see everything in the photo frame. In a video with over 42,000 views, Ashley Naomi (@ashleyanaomi) issued an important PSA for any nudist check scanners.
“ This is a very serious PSA for anyone that utilizes their bank’s mobile deposit feature, ” she said. “ When you’re taking a picture, I know it looks like it’s scanning the check perfectly. It looks like it’s fitting it right in that little box, but [that’s still] a picture. We can see everything.”
Everything, to Ashley, means anything normally included in a picture. They can still see behind the “little white box” or the “black and white smudge” that check submission services usually offer as a guideline.
Some commenters were stunned at the idea that some people don’t take a photo of their checks on a table or flat surface. [I] beg your finest pardon?!” said one curious commenter.
Another added, “[I] didn’t know real people verified those check pictures.” A commenter replied, confirming that “real people verify checks.” “I didn’t either til [I] got a very exasperated call from my bank,” they said.
Do real people verify checks?
The simple answer is yes. There’s a good chance that a clerk will look at a submitted photo and verify the check, especially for large transactions. While many check-clearing processes are automated, there’s still a level of scrutiny that most banks prioritize. It’s reasonable that a bank will want an employee to look at a check, as scams are common. Banks are interested in their bottom line, and check scams complicate their practice.
Banks will look to see if a check is stale, as they can become void after a period of time. These stale checks are not admissible, so it’s one thing to look out for when submitting a check digitally.
Investopedia notes that banks look out for large transactions with a scrutinous eye, ensuring that everything lines up before approving a check. Smaller banks will even postpone or reject large transitions without advanced notice. In general, larger transactions are more scrutinized than others, because they can hurt the consumer and the bank’s bottom line.
That also means that if you’re naked while submitting a check, the clerk may have seen more than what they asked for.
Although some people don’t seem too bothered by that idea. “I’m always naked so I’m sure y’all have seen my gibblets,” one commenter wrote. “I [don’t care, I] just deposit my money.”
@ashleyanaomi Especially when you’re using your lap as a desk. My eyes ? #psa #mobiledeposit ♬ original sound – Ashley Naomi
The Mary Sue has reached out to Naomi via TikTok direct message for more information.
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