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The Guardian - UK
The Guardian - UK
Business

Pre-budget report clinic

Family and child in shadows
Pre-budget report: How will it affect your family? Photograph: Linda Nylind

As expected, the pre-budget report included announcements of a new tax rate for high earners and a cut in VAT to fuel spending.

So what do these changes, and other measures in the report, mean for your finances? All of the personal finance stories from the report will be covered on the site, but in case you still have questions we have an expert panel on hand to help.

From midday tomorrow, Martin Bamford, Matthew Coward, Gwyneth King and Helen Sheldon will be answering your queries, along with members of the Guardian and Observer personal finance teams. Post a question now and they will do their best to provide the information you need.

Advice is for guidance only - if you want to take your query further use our search to find an independent financial adviser in your area.

Your questions and our experts' answers will appear below.

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