About 25 per cent of ATM machines in the UK now charge customers to access their own cash.
Research by consumer group Which? also discovered the amount people are collectively paying to get their cash has jumped from £75million in 2018 £104million last year.
At the same time, banks have saved millions from cash machine cuts and bank branch closures in the past two years.
Changes to the cash dispensers have collectively saved banks £120million since January 2018, according to figures from UK ATM network Link.
Gareth Shaw, head of money at Which?, said: “Massive cuts to the UK’s bank branch and cash machine networks have been highly lucrative for the big banks but highly costly for millions of consumers.
“Entire communities have been cut off from cash or forced to pay hefty fees to access their own money.
“Banks must take greater responsibility for ensuring customers are supported to make the transition to digital if branches close.”
