SPFL chief executive Neil Doncaster has warned of an "extremely challenging" financial picture for Scottish clubs.
Football has been shut down since March due to the coronavirus crisis, leaving clubs with little or no income.
The Championship, League One and League Two have already been declared over, allowing prize money to be paid out.
The same decision could be taken for the Premiership on a points-per-game basis, crowning Celtic as champions and relegating Hearts.
But the chief executive of the SPFL has warned that, even when £7million in prize money is distributed, clubs face a difficult financial outlook.
Doncaster told PLZ Soccer: "We shouldn't underestimate at all the scale of the financial challenges that face all of our member clubs.
"Unlike some leagues around Europe that are very heavily based around broadcast income, our club revenues are far more based on revenues that come directly from fans and that's largely through the turnstiles.
"We have made that clear to the Scottish Government. Broadcast income is very important but fundamentally, unless we start getting fans into our stadiums once again in the near future, then I do expect there to be extremely challenging times for all of our clubs."