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The Independent UK
The Independent UK
National
Vicky Shaw

Motor insurance claims surge due to rat-related damage

  • Rodents are causing significant damage to vehicles across the UK, leading to a rise in insurance claims.
  • Insurer Aviva reported a 28 per cent annual increase in motor claims for rodent damage in 2024, with the average claim costing £2,494.
  • Damage includes chewed wiring, gnawed seatbelts, nests in engine compartments and fuel leaks, with one severe case exceeding £24,000.
  • The problem is more prevalent in colder months as rats and mice seek warmth and shelter in cars, often entering through small gaps.
  • Aviva advises drivers to remove food, avoid parking near bins, use secure parking like garages and regularly inspect engine bays to prevent infestations.

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