Hello and welcome to this week’s Money Talks – a roundup of the week’s biggest stories and some things you may have missed.
Money news
Barclaycard to raise interest rates in line with base rate
RBS scraps bonuses for retail staff in bid to stem mis-selling
5% of households have assets in excess of £1.2m, 9% have none
UK workers’ pay up by nearly 2% in biggest rise since financial crash
Lack of affordable homes will lock out 350,000 people by 2020
Landlords delay repairs to maximise ‘wear and tear’ tax break
UK house prices up 6.1%, says ONS
Feature
Overdraft or a ‘money transfer’? How to ease the cost of Christmas
Work advice
Career cares? Work woes? Out of love with the office? Our expert is on hand to help. Put your questions to Jeremy, and help other readers with their worries.
In the spotlight
Our consumer champion, Miles Brignall, has tried to stop getting letters offering him broadband and TV deals – so why is it so hard to opt out of Virgin Media’s junk mail juggernaut?
In pictures
Consumer champions
I am being forced to pay twice for the same pension pot advice
Ebay’s money back guarantee has let a buyer nick my goods
I was turned away from a hotel booked through LateRooms
Money deals
There’s still time to win a £100 John Lewis gift card with Guardian Money Deals, sign up before 30 November to be in with a chance of winning.
Five-star Defaqto rated home insurance costs from just £15 per month with the Guardian, get a quote in seconds here.