Money Talks: how the bear market will affect you, and it's good to talk money with your honey

Cheapest flat in London sells for £79,000. Photograph: Purplebricks

Hello and welcome to this week’s Money Talks – a roundup of the week’s biggest stories and some things you may have missed.

Money news

New self-cert mortgage lender ‘can’t meet demand’

‘Cheapest flat’ in London sells for £79,000

Job site reveals role with the best prospects in 2016

E.ON cuts price of gas on standard tariff

‘Rip-off’ pension exit fees to be capped

Local councils guilty of ‘softly, softly approach’ to rogue landlords

UK housing market had strong December

Feature

‘Let’s talk money, honey’: how to find financial harmony with your partner

Do you and your partner fight about your finances, or dodge the issue at every opportunity? Photograph: Alamy

In pictures

Homes with fishing rights

A four-bedroom property near Dalavich, Argyll and Bute, with a stretch of private shore for fishing. Photograph: Alexander Dawson

In the spotlight

As stock markets tumble around the world we explain what a bear market is and what it means for your finances.

The bear market in 2016 will have an affect on pensions, investments and holidays. Photograph: Daniel Roland/AFP/Getty Images

Consumer champions

All TalkTalk over its endless promises to let me switch

We have paid, but still get 1am text demands from First Utility

My free travel cover from Lloyds doesn’t get me very far

Money deals

Our group switch is the easy way to cut your energy bills, just sign up before 14 February 2016 and we’ll do all the hard work for you. Find out more and sign up here.

Download a free guide to investing for income in 2016 from MarketViews including there three top tips for income investors here.