Hello and welcome to this week’s Money Talks – a roundup of the week’s biggest stories and some things you may have missed.
Money news
‘Bad policy’ sees huge drop in homes for social rent
Demand for pensioner bonds crashes NS&I site
UK mortgage loans for November fall as property slowdown continues
Private renters’ rights are stuck in the dark ages, Citizens Advice warns
Few plan to buy Lamborghinis with their pension pots
E.ON cuts standard gas tariff as oil price slides
UK petrol prices cut again as oil hits six-year low
Feature
Freelancers unite to get sickness and other employment benefits
Work advice
Career cares? Work woes? Out of love with the office? Our expert is on hand to help. Put your questions to Jeremy, and help other readers with their worries.
Consumer champions
It looks genuine … but don’t fall for this BT email scam
Taken for a ride by the Post Office when I insured my motorcycle
East Coast Trains says sorry for 27 December in a ‘phishing’-style email
In pictures
In the spotlight
Act now on tax returns to keep HMRC off your back
Money deals
There’s still time to save 20% on Guardian Travel Insurance, use promo code Jan20 before 31 January. If you take more than one trip a year then you can save even more with an annual policy.
If you’re looking for a new deal on your energy the Guardian comparison service can help, find out how much you could save here.