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The Guardian - UK
The Guardian - UK
Business
Gavin Lewis

Money Talks: Childcare costs, housing crisis and energy bills

New-build homes under construction
New housing starts are down by 39% compared with 2007 levels. Photograph: Matt Cardy/Getty Images

Hello and welcome to this week’s Money Talks – a roundup of the week’s biggest stories and some things you may have missed.

Money news

Child playing with Lego

Cost of childcare so high that it does not pay UK families to work

Number of new-build houses falls short despite small increase

Big six energy firms overcharging customers by up to £234 a year

Energy-saving oven law gets warm welcome from celebrity chefs and WI

NatWest and RBS launch access to accounts at the touch of a finger

UK mortgage lending to landlords soared in last quarter of 2014

When a dream holiday home abroad becomes a nightmare

Feature

VW beetle decorated with stickers
If you buy a second-hand car, you still need to check that the ‘modifications’ are acceptable to your insurer. Photograph: Alamy

Check your insurer doesn’t mind modifications to your car

Work advice

Career cares? Work woes? Out of love with the office? Our expert is on hand to help. Put your questions to Jeremy, and help other readers with their worries.

Consumer champions

credit card

Squeaky clean, but Experian credit check says ‘very poor’

Bravofly booked our return flight which arrived back before we’d left

Vodafone wouldn’t listen when I told them about a fraud

In pictures

HomeAway1902: Main
Home: Bittaford, near Ermington, Devon. Photograph: Marchand Petit

Living with a tasty kitchen

In the spotlight

credit card bill
Around four out of ten card holders fail to pay off their credit card balance every month. Photograph: Alamy

The great credit card rip off

Money deals

Let a great new energy deal find you, sign up to the Money Deals energy switch. We negotiate a great deal from the suppliers and you decide if you want to switch to it. Last year readers who signed up and switched saved £251 per year on average. Find out more and sign up.

Download a free guide on where to invest your Isa this year. It covers the 10 steps to Isa investing success, five tips for investment trust investors and more.

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