Marvin Andrews has revealed he waived insurance while playing for Rangers, putting faith in God to keep him fit.
The centre-back joined the Gers in 2004 after leaving Livingston, and was named Players' Player of the Year in his first season.
That came despite a cruciate ligament injury suffered in March as a nail-biting title race entered its final stages.
Andrews famously refused to have surgery and instead played through the injury, putting his faith in God to heal him.
And the former Trinidad and Tobago international has revealed he did so without insurance, after being told to sign a waiver by the club.
He went on to play for another 10 years after leaving Ibrox in 2006, but had he required surgery he'd have had to foot the bill himself.
Andrews said on the Football Daft podcast : "Everybody had their opinion, people who damaged their ACL (anterior cruciate ligament) came out in the papers, they showed me ex-players, they even showed me Ian Durrant pictures when he damaged his knee at Aberdeen.
“All these ex-players whose careers were ended because of the same ACL.
“So, I tell them ‘no, God will heal my knee’.
“Then we had a big meeting at Murray Park, you had David Murray, all his staff, all the doctors, all the physios in the room - all of them on one side, and me and God sitting on the other side.
“So, me and God showed up in the meeting.
“They said to me ‘Marv, we respect your faith, we respect your belief in God, but we need to do what is best for Rangers Football Club. We just wanted to let you know that based on you rejecting our advice from the medical standpoint, we’d like to give you a disclaimer that you sign so that you take full responsibility if anything goes wrong with your knee from here on out’.
“So that if I damaged my knee or my knee collapsed in training or wherever, I cannot sue Rangers or cannot make the club pay for my decision.
“So, I signed the disclaimer, my faith believing that. And all that time, my knee was massive - the size of my knee was unbelievable.
“But the faith that I had in God, I said ‘no problem, I will trust God that God will look after me’.
“So, I signed the disclaimer, I took full responsibility, if anything happened to me, it’s my full responsibility.
“A lot of people don’t know - those times when I was playing for Rangers, I wasn’t under insurance from Rangers Football Club, my insurance was God. And a lot of people didn’t know that.”
