Martin Lewis has shared some top tips that should help people save on council tax.
This comes as the UK heads into a cost of living crisis. By April, experts warn that inflation rates could hit seven per cent as well as energy bills rising 54 per cent along with a jump in National Insurance.
Edinburgh City Council has already confirmed that council tax will rise three percent this year while the Scottish Government will offer a 150 rebate to those in bands A-D.
READ MORE- Martin Lewis says there are three important things everyone must do before April 1
Martin Lewis has been pleading with the UK Government to do more to help the public as energy prices could very well rise to £3,000 a year by October.
Many households are left worried about how they will make ends meet.
In his latest Money Saving Expert newsletter, Martin said: "The news is difficult to cope with right now. And while nothing we face compares to the dangerous, tragic, desperate situation in Ukraine (see how to donate money or needed items there) - life in the UK will get harder to afford for many.
"Some of this is due to the necessary sanctions on Russia, which will exacerbate the cost of living crisis. Yet we must be watchful that the narrative doesn't change so the whole cost of living crisis is attributed to it. Many rises predate the conflict, and are due to structural problems that have been running far longer.
"I don't have a magic wand to wave. Some areas can only be improved by political intervention, not MoneySaving - some, not all. Yet there are things you can do, and most need doing sooner to work..."
The financial journalist explained that council are likely to raise council tax by the maximum three per cent.
While you can't stop the rise, he is encouraging his readers to check they are not overpaying already.
You could be due a discount
You may be entitled to a council tax discount if you live alone (or just with children or students), are on a low income, have disabilities or have a live-in carer.
Plus, many with conditions such as Alzheimer's or Parkinson's or who have had a stroke could be due a severe mental impairment reduction too.
Check what band you're in
As Martin explains, 100,000s of homes likely pay too much due to being in the wrong band.
He said: "Way back in 2007, I came up with my council tax check 'n' challenge system. Over the years many thousands have got in touch with successes, like Flip who tweeted: "@MartinSLewis We checked and have been reimbursed £2,460 after paying too much since 2005. It let us pay off a debt with a little left over"".
