If you're trying to save money, there are plenty of handy tips and tricks on offer to help you keep on track.
According to Martin Lewis, though, one of the most efficient methods of saving money is to use smartphone apps that will automatically put cash aside for you - so you can save money without even noticing. Genius.
Appearing on ITV's Good Morning Britain, the money saving expert explained how the apps worked.
He told viewers: "The apps have an algorithm that looks at your bank account and sees how much money you can put aside, and automatically does it for you.
"There’s lots of these auto-savings apps coming out, people really like them and ask me ‘are they safe or not?’
"The answer is they’re good, but the interest isn’t that good and they’re relatively safe but not as safe as a savings account."
He added: "So unless you've chosen to invest, you might be best off moving the cash to a normal savings account every few months".
According to Martin, one of the best savings apps available is called Chip.
He explained: "Now there's one called Chip out there. It pays no interest, it's not protected by the normal savings safety... it works very well, I love it, but it pays no interest.
"And so my answer would be, let it decide how much you're going to save if you want to, but then every few months sweep it into the top normal savings account, so you're earing interest on your money."
Martin also suggests looking into apps like Tandem, Plum and MoneyBox.
