With Black Friday now just a matter of hours away - and Christmas looming - chances are your bank balance might be looking a little worse for wear right now.
Luckily, Martin Lewis is on hand with all of his best tips and tricks to keep your wallet looking as healthy as possible during this spending season, and he's come up with a brilliant way of earning yourself £175 for free before next week.
Appearing on ITV's Good Morning Britain , Martin, who founded MoneySavingExpert.com,
He told viewers: "HSBC is giving people £175 for switching to its bank account, you have to do it by Monday, you also have to be paying in £1750 a month, which is a salary of £26,000."
However, there is a way around the salary restriction, as Martin explained: "That’s part of its conditions, but you could split that up and pay in £1000, take out £750 put it back in."
The Money Saving Expert continued: "So that will help - that comes within 40 days so about second week of January you’d get the cash, which if you’re spending in Black Friday might be quite helpful."
Martin then went on to explain how Brits can best prepare for Black Friday, sharing his best deals ahead of the big day: "Deals come in two forms. The ones I most like are those with blanket codes or vouchers that operate cross store, as here you can usually buy what you would’ve bought anyway at a discount.
"Yet there are also one-off deals on individual items, done at places like Apple, which gives vouchers on top, Amazon and John Lewis yet I worry here people buy because it’s cheap, not because they need."
